822 Charter Oak St, Allen, TX 75002 Property Records

Collin County property record for 822 Charter Oak St, Allen, TX 75002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,577 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Jun 2003)
Tax Bill	$5,872 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-2290-00B-0070-1`

Property Details

APN / Parcel Number

Primary APN	`R-2290-00B-0070-1`
Alternative APNs	`000000016159` `16159`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
Gross Area	3,054 sqft
1st Floor Area	1,663 sqft
2nd Floor Area	914 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Patio/Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	822 CHARTER OAK ST
City	ALLEN
State	TX
Zip	75002-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD BEND NO 7B, BLK B, LOT 7
Legal Subdivision	COTTONWOOD BEND NO 7B (CAL)
Legal Block	B
Legal Lot Number	7
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2010
Census Tract	31422

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	822 CHARTER OAK ST, ALLEN, TX 75002-5062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Mar 12, 2019	Deed of Trust, Mortgage GATEWAY MTG
Apr 7, 2017	Deed of Trust, Mortgage GREAT WSTRN FIN'L SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2003 · Amount on Record
Deed Sale	Jun 3, 2003 · Amount on Record
Prior Sale	Jul 18, 2001 · Amount on Record
Deed Document Number	2003102233
Last Transfer Date	Jul 17, 2013
Transfer Doc	0001147620
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	822 CHARTER OAK ST, ALLEN, TX 75002-5062
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068084
Date	May 2, 2022
Instrument	20220502000068084

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	822 CHARTER OAK ST, ALLEN, TX 75002-5062
Document Number	0000285190
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	822 CHARTER OAK ST ALLEN TX 750025062, ALLEN, TX 75002-5062

Mortgage

Document Number	0000285190
Date	Mar 19, 2019
Instrument	285190

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	822 CHARTER OAK ST, ALLEN, TX 75002-5062
Document Number	0000473230
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	822 CHARTER OAK ST ALLEN TX 750025062, ALLEN, TX 75002-5062

Mortgage

Document Number	0000473230
Date	Apr 13, 2017
Instrument	473230

Lender

Name	GREAT WSTRN FIN'L SVC
Type	Funding / Finance Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Allen City
County	Collin County
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,872.00 (-2.83%) Homeowner's exemption	$431,217 (-8.04%) Land $125,000 Building $306,217	$431,217 (-8.04%) Land $125,000 Building $306,217
2024	$6,043.00 (-3.36%)
2023		$468,936 Land $110,000 Building $358,936	$468,936 Land $110,000 Building $358,936
2022	$6,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALLEN serves 113,746 people · EPA ID TX0430025
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications, Verizon.

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