822 Channel Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 822 Channel Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,555 sqft · built 2016
Lot Size	0.154 acres (6,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$815,000 (Jul 2021)
Tax Bill	$12,461 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`213-400-410-000`

Property Details

APN / Parcel Number

Primary APN	`213-400-410-000`
Alternative APN	`213-400-41`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,555 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	6,687 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	213-400-41
Street Address	822 CHANNEL CT
City	LATHROP
State	CA
Zip	95330-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-FM POR OF 213-310-25 PER RIVER ISLANDS VILLAGE
Legal Subdivision	RIVER ISLANDS-VLG C1A
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1090
Census Tract	5214

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 CHANNEL CT, LATHROP, CA 95330-8545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2020	Grant Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Nov 29, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 15, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2021116005
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 9, 2021
Property Address	822 CHANNEL CT, LATHROP, CA 95330-8545
Document Number	0000116005
Map Reference	MB 42 PG 46
Instrument Date	Jul 8, 2021
Instrument	2021-116005
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	360 S MARKET ST UNIT 1406, 1406, SAN JOSE, CA 95113-2868

Mortgage

Document Number	0000116006
Date	Jul 9, 2021
Instrument	2021-116006

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 28, 2020
Property Address	822 CHANNEL CT, LATHROP, CA 95330-8545
Document Number	0000025805
Map Reference	MB 42 PG 46
Instrument Date	Feb 24, 2020
Instrument	2020-025805
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	822 CHANNEL CT, LATHROP, CA 95330-8545

Mortgage

Document Number	0000025806
Date	Feb 28, 2020
Instrument	2020-025806

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	822 CHANNEL CT, LATHROP, CA 95330-8545
Document Number	0000152515
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CHANNEL CT LATHROP CA 953308545, LATHROP, CA 95330-8545

Mortgage

Document Number	0000152515
Date	Dec 26, 2019
Instrument	152515

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 25, 2059

Interest

Rate	3.75%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2019
Property Address	822 CHANNEL CT, LATHROP, CA 95330-8545
Document Number	0000016211
Instrument Date	Mar 11, 2018
Instrument	16211
Transaction Type	Transfer
Record Updated	Mar 1, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 CHANNEL CT LATHROP CA 953308545, LATHROP, CA 95330-8545

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Banta Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,461.00 (-4.94%)
2025	$13,109.00 (+4.75%)	$864,883 (+4.04%) Land $254,689 Building $610,194
2023	$12,515.00 (+1.97%)	$831,300 Land $244,800 Building $586,500	$848,700
2022	$12,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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