822 Cayuga Dr, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 822 Cayuga Dr, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,483 sqft · built 1920
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on File
Last Sale$183,000 (Jan 2021)
Tax Bill$4,250 (2025)
Deeds & MortgagesJan 2021 Sale
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.54-1-14

Property Details

APN / Parcel Number

Primary APN291100 161.54-1-14
Alternative APNs
  • 11001610540001014000
  • 15/0146

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,483 sqft Living Area
1st Floor Area844 sqft
Upper Floors Area639 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0146.
Street Address822 CAYUGA DR
CityNIAGARA FALLS
StateNY
Zip14304-3461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-A
Legal DescriptionTM 465 BL 11 LOT 13
Legal SubdivisionTHE NEW YORK STATE RESERVATION
Legal Block1
Legal Lot Number14.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2006
Census Tract22300

Owner

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address822 CAYUGA DR, NIAGARA FALLS, NY 14304-3461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Warranty Deed, Transfer
NOT AVAILABLE
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK/BUFFALO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Prior SaleAug 6, 2008 · Amount on Record
Deed Document Number20211877
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateJan 28, 2021
Property Address822 CAYUGA DR, NIAGARA FALLS, NY 14304-3461
Document Number0000001877
Instrument DateJan 27, 2021
Instrument1877
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5915 DIVIDE RD NIAGARA FALLS NY 143051409, NIAGARA FALLS, NY 14305-1409

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address822 CAYUGA DR, NIAGARA FALLS, NY 14304-3461
Document Number0000021715
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 CAYUGA DR NIAGARA FALLS NY 143043461, NIAGARA FALLS, NY 14304-3461

Mortgage

Document Number0000021715
DateDec 23, 2019
Instrument21715
Lender
NameBANK/BUFFALO
TypeBank
AddressNIAGARA FALLS, NY 14304
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 22, 2029
Interest
Rate4.49%

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,250.00$73,000 (-) Land $5,800 Building $67,200$162,200 (+19.97%) Land $12,887 Building $149,313
2023$73,000 Land $5,800 Building $67,200$135,200 Land $10,742 Building $124,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile USA
Fixed Wireless
100 / 20

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