822 Bermuda St, Charleston, SC 29412 Property Records

Charleston County property record for 822 Bermuda St, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1964
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Tax Bill$870 (2025)
Deeds & MortgagesSep 2026 Transfer
Flood ZoneZone AE (high risk)
APN425-08-00-052

Property Details

APN / Parcel Number

Primary APN425-08-00-052

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions116 ft deep x 65 ft wide
Patio Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address822 BERMUDA ST
CityCHARLESTON
StateSC
Zip29412-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -BAY FRONT DESCRIPTION -LT 3
Legal SubdivisionBAY FRONT
Legal Lot Number3
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group3
Census Block3033
Census Tract2002

Owner

Source: Charleston County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address822 BERMUDA ST, CHARLESTON, SC 29412-3405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 25, 2026
Transfer Doc0000060196
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateSep 25, 2026
Property Address822 BERMUDA ST, CHARLESTON, SC 29412-3405
Document Number0000060196
Book / Page1418 / 234
Instrument DateSep 25, 2026
Instrument202660196
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address822 BERMUDA ST, CHARLESTON, SC 29412-3405

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$870.00 (+21.34%)$198,375 (+3,948.47%) Land $77,200 Building $121,175$378,000 (+59.29%) Land $77,200 Building $300,800
2024$717.00 (+13.63%)$4,900 (-)
2022$631.00$4,900$237,300 (-) Land $98,800 Building $138,500
2020$237,300 Land $98,800 Building $138,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 172 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies172 in force
Nearby Flood Claims188 (1978–2023)
Claims Outside the SFHA78 of 188
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Severe Storms And Flooding, Oct 2015 · 26 claims
  • Hurricane Hugo, Sep 1989 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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