822 Bedford Rd, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 822 Bedford Rd, Schenectady, NY 12308

Property Summary

Property Type	Apartments (5+ Units)
Details	3,068 sqft · built 1984
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Dec 2019)
Tax Bill	$8,665 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.28-2-30`

Property Details

APN / Parcel Number

Primary APN	`421500 49.28-2-30`
Alternative APN	`150004902800020300000000`

Interior

Stories	2 Stories
Building Area	3,068 sqft Gross Area
Basement Area	1,510 sqft
Unfinished Basement	1,510 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	225 ft deep x 40 ft wide
Porch	Slab
Porch Area	381 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	822 BEDFORD RD
City	SCHENECTADY
State	NY
Zip	12308-3410
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2011
Census Tract	20600

Owner

822 Bedford Rd, a residential property, is owned by an individual who bought it in December 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1190 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Oct 4, 2007 · Amount on File
Deed Document Number	201957171
Deed Book / Page	2027 / 209
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 27, 2019
Property Address	822 BEDFORD RD, SCHENECTADY, NY 12308-3410
Document Number	0000057171
Book / Page	2027 / 209
Instrument Date	Nov 15, 2019
Instrument	201957171
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 PLASKE DR, 14, SCHENECTADY, NY 12309-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 MCCLELLAN ST, SCHENECTADY, NY 12309-5628

Mortgage

Document Number	0000057173
Date	Dec 27, 2019
Instrument	201957173

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 822 Bedford Rd was $8,665, up 1.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,665.00 (+1.93%)
2025	$8,501.00	$138,100 Land $23,800 Building $114,300	$228,680 Land $39,410 Building $189,270
2023		$138,100 (-) Land $23,800 Building $114,300	$174,810 (+3.8%) Land $30,127 Building $144,683
2022		$138,100 Land $23,800 Building $114,300	$168,415 Land $29,024 Building $139,391
2021	$7,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Bedford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Bedford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880