Harford County property record for 822 Bear Cabin Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,904 sqft · built 1993 |
| Lot Size | 0.289 acres (12,585 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Sep 2022) |
| Tax Bill | $5,105 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-233596 |
| Primary APN | 03-233596 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Total Area |
| Basement Area | 710 sqft |
| Finished Basement | 710 sqft |
| Utility Area | 400 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,585 sqft (0.289 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 233596 |
|---|---|
| Street Address | 822 BEAR CABIN DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 158 .289 AC 822 BEAR CABIN DRIVE FOREST LAKE S6 P 60/5 |
| Legal Subdivision | FOREST LAKES |
| Legal Lot Number | 158 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 303204 |
822 Bear Cabin Dr is owned and occupied by two individuals who bought it in September 2022.
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 BEAR CABIN DR, FOREST HILL, MD 21050-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 1, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Dec 19, 2000 · Amount on File |
| Deed Book / Page | 15656 / 196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 822 BEAR CABIN DR, FOREST HILL, MD 21050-2733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1012 W 43RD ST, BALTIMORE, MD 21211-1611 |
| Document Number | 0158080103 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 15808/103 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 1, 2022 |
| Property Address | 822 BEAR CABIN DR, FOREST HILL, MD 21050-2733 |
| Document Number | 0156560196 |
| Book / Page | 15656 / 196 |
| Map Reference | MB 60 FO 5 |
| Instrument Date | Jul 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2022 |
| Title Company | RP SETTLEMENT GROUP LLC, R&P SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 822 BEAR CABIN DR, FOREST HILL, MD 21050-2733 |
| Document Number | 0156560202 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 15656-0202 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 822 Bear Cabin Dr was $5,105, up 13.3% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,105.00 (+13.29%) | $468,400 | $497,000 Land $116,600 Building $380,400 |
| 2025 | $4,506.00 | ||
| 2023 | $372,767 | $454,100 Land $116,600 Building $337,500 | |
| 2022 | $3,619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 Bear Cabin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 822 Bear Cabin Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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