822 Arrowhead Dr, Ashland, KY 41102 Property Records

Boyd County property record for 822 Arrowhead Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,104 sqft · built 2008
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Jun 2026)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	May 2009 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-03-00-034.18`

Property Details

APN / Parcel Number

Primary APN	`015-03-00-034.18`
Alternative APN	`495831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	440 sqft
Basement Area	2,004 sqft
Unfinished Basement	2,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	495831
Street Address	822 ARROWHEAD DR
City	ASHLAND
State	KY
Zip	41102-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 17 .96 ACRES SECTION B HEMLOCK TRAIL SUBDIVISON
Legal Subdivision	HEMLOCK TRAIL SUBITION
Legal Block	B
Legal Lot Number	17
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND SOUTH
Census Block Group	3
Census Block	3009
Census Tract	31004

Owner

822 Arrowhead Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Boyd County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 MEADOWVIEW LN, PIKEVILLE, KY 41501-1465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2009	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
Jun 16, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	202610044213
Deed Book / Page	879 / 142
Prior Transfer Date	May 28, 2026
Prior Transfer Doc	0010043666
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	822 ARROWHEAD DR, ASHLAND, KY 41102-9054
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1125/188
Date	May 15, 2009
Book Page	M1125/188
Instrument	624730

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25304

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Jun 1, 2012
Change Frequency	3 Years
Min Rate At Change	2.87%
Max Rate At Change	6.85%
Index	3-Year TN
Max Rate	10.8%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Jun 16, 2026
Property Address	822 ARROWHEAD DR, ASHLAND, KY 41102-9054
Document Number	000879/142
Book / Page	879 / 142
Instrument Date	Jun 15, 2026
Instrument	202610044213
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,199.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MEADOWVIEW LN, PIKEVILLE, KY 41501-1465

Mortgage

Document Number	0010044213,
Date	Jun 16, 2026
Book Page	1620/303
Instrument	202610044213

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYD KY
Recording Date	May 28, 2026
Property Address	822 ARROWHEAD DR, ASHLAND, KY 41102-9054
Document Number	0010043666
Book / Page	878 / 430
Instrument Date	May 28, 2026
Instrument	202610043666
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	31501 N MARGINAL DR, WILLOWICK, OH 44095-4402

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOYD KY
Recording Date	Feb 18, 2022
Property Address	822 ARROWHEAD DR, ASHLAND, KY 41102-9054
Document Number	000836/557
Book / Page	836 / 557
Instrument Date	Nov 16, 2021
Instrument	10008984
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 W ARROWHEAD DR, ASHLAND, KY 41102-9054

Tax Assessment & Valuation

The 2025 property tax bill for 822 Arrowhead Dr was $1,940 with a homeowner's exemption.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 Homeowner's exemption	$186,200 Land $22,000 Building $164,200	$186,200 Land $22,000 Building $164,200
2023	$1,972.00 Homeowner's exemption	$186,200 Land $22,000 Building $164,200	$186,200 Land $22,000 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Arrowhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Arrowhead Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Arrowhead Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures