822 5th Ave, Frankfort, KY 40601 Property Records

Franklin County property record for 822 5th Ave, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,900 (Jan 2009)
Tax Bill	$549 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Aug 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`074-12-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`074-12-01-006.00`
Alternative APNs	`55296` `77531`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	77531
Street Address	822 5TH AVE
City	FRANKFORT
State	KY
Zip	40601-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY PK PT LT 45 BK J
Legal Subdivision	HENRY PARK
Legal Block	J
Legal Lot Number	PT45
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3008
Census Tract	71200

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage THE SECRETARY OF HOUSING AND URBAN DEVEL
Aug 19, 2015	Deed of Trust, Mortgage KENTUCKY HOUSING CORP
Dec 21, 2022	Deed, Transfer
Dec 21, 2022	Deed, Transfer
Jan 9, 2009	Deed, Transfer STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2009 · Amount on Record
Deed Sale	Jan 9, 2009 · Amount on Record
Deed Document Number	2009338863
Deed Book / Page	511 / 11
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1436/238
Date	Nov 13, 2017
Book Page	M1436/238
Instrument	467011

Lender

Name	THE SECRETARY OF HOUSING AND URBAN DEVEL
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2047

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1351/601
Date	Aug 19, 2015
Book Page	M1351/601
Instrument	433995

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 30, 2020

Interest

Rate	12%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Dec 21, 2022
Property Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Document Number	00D617/642
Book / Page	D617 / 642
Instrument Date	Dec 15, 2022
Instrument	679805
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 5TH AVE, FRANKFORT, KY 40601-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 HIGH ST, FRANKFORT, KY 40601-2110
Investor	Possibly a Property Investor

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Dec 21, 2022
Property Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Document Number	00D617/646
Book / Page	D617 / 646
Instrument Date	Dec 15, 2022
Instrument	679806
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$47.50
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 HIGH ST, FRANKFORT, KY 40601-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 5TH AVE, FRANKFORT, KY 40601-1202

January 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jan 9, 2009
Property Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Document Number	00D511/011
Book / Page	D511 / 011
Map Reference	DD84 PG272
Instrument Date	Dec 31, 2008
Instrument	338863
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5550 LOUISVILLE RD, FRANKFORT, KY 40601-7717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 5TH AVE, FRANKFORT, KY 40601-1202
Investor	Possibly a Property Investor

Mortgage

Document Number	0000338864
Date	Jan 9, 2009
Instrument	338864

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2039

Mortgage

Document Number	0M1119/524
Date	Jan 9, 2009
Book Page	M1119/524
Instrument	338865

Lender

Name	KENTUCKY HOUSING CORP
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 31, 2013

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$549.00 (-5.51%)	$95,000 (-) Land $15,000 Building $80,000	$95,000 (-) Land $15,000 Building $80,000
2023	$581.00 (-9.92%)	$95,000 (-)	$95,000 (-)
2022	$645.00 Homeowner's exemption	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	203 (1978–2025)
Claims Outside the SFHA	49 of 203
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 68 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 45 claims Severe Storms & Flooding, Feb 1989 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

822 5th Ave, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2015: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2009: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 5th Ave

Nearby Streets

Search Property Records by Address or Parcel Number