822 4th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 822 4th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,890 sqft · built 1898
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Aug 2023)
Tax Bill	$7,023 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2019 Line of Credit
APN	`381700 80.32-5-1`

Property Details

APN / Parcel Number

Primary APN	`381700 80.32-5-1`
Alternative APN	`1704580`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	945 sqft
2nd Floor Area	945 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Porch	Patio
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1704580
Street Address	822 4TH AVE
City	TROY
State	NY
Zip	12182-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2 STY BRK HSE 346-1/168
Legal Block	5
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	3
Census Block	3009
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	822 4TH AVE, TROY, NY 12182-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Deed Document Number	2023631153
Deed Book / Page	10461 / 78
Prior Transfer Date	Aug 10, 2023
Prior Transfer Doc	0104610078
Record Updated	Oct 29, 2026

August 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	RENSSELAER NY
Recording Date	Aug 15, 2023
Property Address	822 4TH AVE, TROY, NY 12182-2114
Document Number	0104610078
Book / Page	10461 / 78
Instrument Date	Aug 10, 2023
Instrument	2023-631153
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 FORUTH AVE, TROY, NY

Mortgage

Document Number	2023631154
Date	Aug 15, 2023
Instrument	2023-631154

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	822 4TH AVE, TROY, NY 12182-2114
Document Number	0000555891
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 4TH AVE TROY NY 121822114, TROY, NY 12182-2114

Mortgage

Document Number	0000555891
Date	Aug 21, 2019
Book Page	008921/000261
Instrument	555891

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,023.00 (+0.6%)
2025	$6,981.00 (+116.26%)	$99,000 (-) Land $11,000 Building $88,000	$169,500 (+19.87%) Land $18,833 Building $150,667
2023		$99,000 (-) Land $11,000 Building $88,000	$141,400 (+8.55%) Land $15,711 Building $125,689
2022	$3,228.00 Homeowner's exemption Senior Citizen's exemption	$99,000 Land $11,000 Building $88,000	$130,263 Land $14,474 Building $115,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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