822 46TH ST OAKLAND CA 946083416, OAKLAND, CA 94608-3416
Mortgage
Document Number
0000220570
Date
Oct 5, 2017
Instrument
220570
Lender
Name
ALLIANT CU
Type
Credit Union
Address
CHICAGO, IL 60666
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Oct 4, 2032
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2025 property tax bill for 822 46th St was $15,800, up 4.2% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,102,759 (+2.66%)Land $266,620Building $836,139
2025
$15,800.00 (+4.24%)Homeowner's exemption
$1,074,142Land $261,393Building $819,749
2024
$15,157.00 (-5.08%)
2023
$15,969.00Homeowner's exemption
$1,039,166Land $251,245Building $787,921
$977,850
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 822 46th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
6 in force
Nearby Flood Claims
3 (1982–2011)
Most Recent Claim
May 2011 · river or lake flooding
Claims by Event
Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 822 46th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
Sonic Telecom Fiber
1,000 / 1,000
Unwired Fixed Wireless
300 / 25
Verizon Fixed Wireless
300 / 20
Etheric Networks Fixed Wireless
250 / 100
T-Mobile Fixed Wireless
100 / 20
May also be available: GeoLinks, Google Fiber, Sail Internet.