822 2nd St, Monroe City, MO 63456 Property Records

Monroe County property record for 822 2nd St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,921 sqft · built 1917
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Dec 2006 Mortgage Jan 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-001-001-005.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-001-001-005.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,921 sqft Adjusted Area
Gross Area	1,464 sqft
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	269 ft deep x 130 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	822 2ND ST
City	MONROE CITY
State	MO
Zip	63456-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW COR LOT 3 PT NE (130' X 269') ASSESSOR'S SUB DIV MONROE CITY
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	ASSESSOR'S SUB DIV
Legal Lot Number	3
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1000
Census Tract	960100

Owner

822 2nd St is owned and occupied by an individual.

Source: Monroe County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	822 2ND ST, MONROE CITY, MO 63456-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2006	Deed of Trust, Mortgage PERRY STATE BANK
Jan 21, 2016	Deed of Trust, Mortgage · Commercial Mortgage HNB NATIONAL BANK
Apr 28, 2005	Deed of Trust, Mortgage THE PARIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	822 2ND ST, MONROE CITY, MO 63456-1420
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00320/1472
Date	Dec 6, 2006
Book Page	320/1472

Lender

Name	PERRY STATE BANK
Type	Non-Lending Institution
Address	MONROE CITY, MO 63456

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	822 2ND ST, MONROE CITY, MO 63456-1420
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020160094
Date	Jan 21, 2016
Instrument	2016-0094

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	822 2ND ST, MONROE CITY, MO 63456-1420
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00312/0927
Date	Apr 28, 2005
Book Page	312/0927

Lender

Name	THE PARIS NATIONAL BANK
Type	Non-Lending Institution
Address	PARIS, MO 65275

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 822 2nd St was $1,019.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,420 (-)	$75,900 (-)
2025	$1,019.00	$14,420	$75,900 Land $11,600 Building $64,300
2023		$12,140	$63,900
2020	$778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication.

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