Stearns County property record for 822 28th Ave N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 690 sqft · built 1948 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2023) |
| Tax Bill | $2,282 (2026) |
| Deeds & Mortgages | Jan 2024 Sale Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-49879-0000 |
| Primary APN | 82-49879-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 690 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Width | 90 ft Width |
| Garage Area | 1,100 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 822 28TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 18 & 19 BLK 6 PAN REALTY CO ADD SECTION 10 TOWNSHIP 124 RANGE 028 PAN REALTY CO ADD SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | PAN REALTY CO ADD |
| Legal Block | 6 |
| Legal Lot Number | 18-19 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 701 |
Source: Stearns County records · APN 82-49879-0000
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2024 | Warranty Deed, Transfer RESULTS TITLE |
| Oct 27, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Feb 18, 2022 | Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE |
| Jul 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 20231610154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 09, 2024 |
| Property Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Number | 00A1666144 |
| Instrument Date | Dec 19, 2023 |
| Instrument | A1666144 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | RESULTS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Oct 27, 2022 |
| Property Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Number | 00A1643385 |
| Instrument Date | Oct 21, 2022 |
| Instrument | A1643385 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Feb 18, 2022 |
| Property Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Number | 00A1626601 |
| Instrument Date | Jan 07, 2022 |
| Instrument | A1626601 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 23, 2021 |
| Property Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
| Document Number | 00A1609051 |
| Instrument Date | Jul 21, 2021 |
| Instrument | A1609051 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 822 28TH AVE N, SAINT CLOUD, MN 56303-2324 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,282.00 (+24.56%) | ||
| 2025 | $180,500 (+4.15%) Land $30,000 Building $150,500 | $180,500 (+4.15%) Land $30,000 Building $150,500 | |
| 2023 | $1,832.00 | $173,300 Land $30,000 Building $143,300 | $173,300 Land $30,000 Building $143,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450007013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2018–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Consolidated Communications.
Based on FCC filings for 555 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MN1730027, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Cloud serves 71,321 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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