Boyd County property record for 822 20th St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,400 sqft |
| Lot Size | 0.081 acres (3,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,000 (Jul 2011) |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-08-02-013.00 |
| Primary APN | 031-08-02-013.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,550 sqft (0.081 acres) |
| Lot Dimensions | 50 ft deep x 71.3 ft wide |
| Porch | Slab |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 801531 |
|---|---|
| Street Address | 822 20TH ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | PART OF LOT-6 BLOCK 914 |
| Legal Subdivision | ASHLAND |
| Legal Block | 914 |
| Legal Lot Number | 6 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 30300 |
822 20th St is owned by an individual who acquired it in September 2023.
Source: Boyd County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 HOME CAMPUS, DES MOINES, IA 50328-0001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2011 · Amount on File |
| Deed Sale | Jul 14, 2011 · Amount on File |
| Deed Document Number | 2011652257 |
| Deed Book / Page | 738 / 490 |
| Last Transfer Date | Sep 21, 2023 |
| Transfer Doc | 0010023197 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 822 20TH ST, ASHLAND, KY 41101-2804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 822 20TH ST, ASHLAND, KY 41101-2804 |
| Document Number | 001491/340 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 1491/340 |
| Instrument | 10006973 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 822 20th St was $549.
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $549.00 | $87,000 Land $10,000 Building $77,000 | $87,000 Land $10,000 Building $77,000 |
| 2023 | $562.00 | $87,000 Land $10,000 Building $77,000 | $87,000 Land $10,000 Building $77,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 822 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 822 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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