822 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 822 1st St E, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,379 sqft · built 1912
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$89,500 (Feb 2015)
Tax Bill$2,604 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0635361010

Property Details

APN / Parcel Number

Primary APN0635361010

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,379 sqft Living Area
Basement Area676 sqft
Unfinished Basement703 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Garage Area576 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address822 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description35-89-9S1/2 OF COM 19 8'E OFSW COR N363' E6 6'S363' W66' TO POB
Legal Range9W
Legal Township89N
Legal Section35
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3028
Census Tract950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address822 1ST ST E, INDEPENDENCE, IA 50644-3009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2015 · Amount on Record
Deed SaleFeb 25, 2015 · Amount on Record
Deed Document Number2015482
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address822 1ST ST E, INDEPENDENCE, IA 50644-3009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R00612
DateMar 13, 2018
Instrument2018R00612
Lender
NameNEW ALBIN SB
Agreement
AmountAmount Recorded
Term178 Months
DueJan 1, 2033

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,604.00 (+24.71%) Homeowner's exemption$150,230 (+14.85%) Land $26,040 Building $124,190$150,230 (+14.85%) Land $26,040 Building $124,190
2023$2,088.00 Homeowner's exemption$130,810 Land $23,250 Building $107,560$130,810 Land $23,250 Building $107,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1990–2013)
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Independence Telecommunications Utility
Cable · Fiber in parts of the area
250 / 25
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 1st St E

Nearby Streets

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