Delta County property record for 822 1575 Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 2007 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2017) |
| Tax Bill | $1,955 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R021309 |
| Primary APN | R021309 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,788 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modular |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 68,389 sqft (1.57 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R021309 |
|---|---|
| Street Address | 822 1575 RD |
| City | DELTA |
| State | CO |
| Zip | 81416-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 822 1575 RD DELTA 81416 S: 1 T: 15S R: 96W SUBDIVISION: RILEYS PLACE MINOR LOT: 2, TOTAL 1.57 AC M/L. LOT 2-RILEYG S PLACE MINOR SUB. PT E2NE4SW4SE4 SEC 1 T15S R96W 6PM R-594981 PLAT BK 33 PG 81 R-603583 R-612376 R-612377 INCLUSION R-623835 R-686223- |
| Legal Subdivision | RILEYS PLACE MINOR |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 964800 |
Source: Delta County assessment roll, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jan 29, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Jun 23, 2009 | Deed of Trust, Mortgage · Reverse Mortgage WELLS FARGO BANK NA |
| Aug 25, 2017 | Warranty Deed, Transfer · Commercial Mortgage CENDERA BANK NA |
| Apr 20, 2017 | Beneficiary Deed, Transfer |
| Feb 23, 2007 | Quit Claim Deed, Transfer SURITY TITLE, SECURITY TITLE |
| Feb 23, 2007 | Warranty Deed, Transfer SURITY TITLE, SECURITY TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2017 · Amount on Record |
| Deed Sale | Aug 25, 2017 · Amount on Record |
| Prior Sale | Feb 23, 2007 · Amount on Record |
| Deed Document Number | 2017697718 |
| Prior Transfer Date | Apr 18, 2017 |
| Prior Transfer Doc | 0000694665 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000718663 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 718663 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000714441 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 714441 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000751030 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 751030 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | MONTROSE, CO 81401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000635658 |
|---|---|
| Date | Jun 23, 2009 |
| Instrument | 635658 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1001 Months |
| Due | Nov 28, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.06% |
| Type Change Date | Sep 1, 2009 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 25, 2017 |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000697718 |
| Map Reference | DOC599669 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 697718 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000697719 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 697719 |
| Name | CENDERA BANK NA |
|---|---|
| Type | Bank |
| Address | BELLS, TX 75414 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 25, 2021 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 7.99% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 18% |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 20, 2017 |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000694665 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 694665 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Name | Verified Name |
|---|---|
| Address | 534 W APPLE DR, DELTA, CO 81416-3077 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 23, 2007 |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000612376 |
| Instrument Date | Feb 23, 2007 |
| Instrument | 612376 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 776, DELTA, CO 81416-0776 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 23, 2007 |
| Property Address | 822 1575 RD, DELTA, CO 81416-3229 |
| Document Number | 0000612377 |
| Instrument Date | Feb 23, 2007 |
| Instrument | 612377 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | SURITY TITLE, SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1310-1300 RD., DELTA, CO 81416 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,955.00 (+15.61%) | $28,741 (+12.45%) Land $5,469 Building $23,272 | $459,855 (+20.55%) Land $87,500 Building $372,355 |
| 2024 | $1,691.00 (+3.93%) | $25,558 (-) Land $3,806 Building $21,752 | |
| 2023 | $1,627.00 (-1.93%) | $25,558 (-0.59%) Land $3,806 Building $21,752 | $381,472 (+3.12%) Land $56,809 Building $324,663 |
| 2022 | $1,659.00 | $25,710 Land $3,823 Building $21,887 | $369,917 Land $55,000 Building $314,917 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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