82192 Sardinia Rd, Indio, CA 92203 Property Records

Riverside County property record for 82192 Sardinia Rd, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,077 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$421,000 (May 2021)
Tax Bill	$7,414 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`692-080-028`

Property Details

APN / Parcel Number

Primary APN	`692-080-028`
Alternative APN	`679980028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,077 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692080028
Old Parcel Number	679980028
Street Address	82192 SARDINIA RD
City	INDIO
State	CA
Zip	92203-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Description	.20 ACRES IN LOT 102 MB 393/052 TR 31815-1
Legal Tract	31815-1
Legal Lot Number	102
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1005
Census Tract	45305

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	82192 SARDINIA RD, INDIO, CA 92203-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 25, 2021	Grant Deed, Transfer · FHA Mortgage FRANKLIN LOAN CENTER
Sep 22, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Oct 16, 2019	Grant Deed, Mortgage BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	2021-0320750
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	82192 SARDINIA RD, INDIO, CA 92203-3807
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82192 SARDINIA RD, INDIO, CA 92203-3807

Mortgage

Document Number	0000054067
Date	Feb 23, 2026
Instrument	2026-0054067

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 25, 2021
Property Address	82192 SARDINIA RD, INDIO, CA 92203-3807
Document Number	0000320750
Map Reference	MB 393 PG 52-60
Instrument Date	May 10, 2021
Instrument	2021-0320750
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	82192 SARDINIA RD, INDIO, CA 92203-3807

Mortgage

Document Number	0000320751
Date	May 25, 2021
Instrument	2021-0320751

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2020
Property Address	82192 SARDINIA RD, INDIO, CA 92203-3807
Document Number	0000448970
Instrument Date	Sep 16, 2020
Instrument	448970
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11650 GATEWAY BLVD LOS ANGELES CA 900642829, LOS ANGELES, CA 90064-2829

October 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 16, 2019
Property Address	82192 SARDINIA RD, INDIO, CA 92203-3807
Instrument Date	Oct 7, 2019
Instrument	415284
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11650 GATEWAY BLVD LOS ANGELES CA 900642829, LOS ANGELES, CA 90064-2829

Mortgage

Document Number	0000415284
Date	Oct 16, 2019
Instrument	415284

Lender

Name	BANNER BK
Type	Bank
Address	19800 N CREEK PKWY # 200, BOTHELL, WA 98011-8206

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,414.00 (+5.67%) Homeowner's exemption	$455,161 (+4.04%) Land $81,177 Building $373,984
2023	$7,016.00 (+1.71%) Homeowner's exemption	$437,488 Land $78,026 Building $359,462
2022	$6,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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