8218 Cth O, Eagle River, WI 54521 Property Records

Oneida County property record for 8218 Cth O, Eagle River, WI 54521

Property Summary

Property Type	Single Family Home
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Trust Names on File
Last Sale	$705,000 (Mar 2018)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SU 761 A`

Property Details

APN / Parcel Number

Primary APN	`SU 761 A`

Exterior

Lot Area	57,064 sqft (1.31 acres)

Location & Zoning

Street Address	8218 CTH O
City	EAGLE RIVER
State	WI
Zip	54521-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 853608/780455 PT G.L.2 1.31CA/1.31SA PCL 1 SM B265 SEE SM B1417
Legal Range	09E
Legal Township	39N
Legal Section	18
Jurisdiction	ONEIDA WI
Township / Civil Division	SUGAR CAMP
Census Block Group	2
Census Block	2020
Census Tract	970604

Owner

8218 Cth O is owner-occupied and held in a trust since June 2024.

Source: Oneida County records, as of March 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONAL EXCHANGE BANK & TRUST
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage NATIONAL EXCHANGE BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on File
Deed Sale	Mar 1, 2018 · Amount on File
Deed Document Number	2018780455
Last Transfer Date	Jun 27, 2024
Transfer Doc	0000853608
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800297
Date	Dec 2, 2019
Instrument	800297

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813640
Date	Nov 25, 2020
Instrument	813640

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802346
Date	Feb 3, 2020
Instrument	802346

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 28, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8218 COUNTY O, EAGLE RIVER, WI 54521-9650

Mortgage

Document Number	0000838130
Date	Oct 13, 2022
Instrument	838130

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Mar 1, 2018
Property Address	8218 CTH O, EAGLE RIVER, WI 54521-9650
Document Number	0000780455
Instrument Date	Feb 22, 2018
Instrument	780455
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHWOODS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000780456
Date	Mar 1, 2018
Instrument	780456

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Mortgage

Document Number	0000780457
Date	Mar 1, 2018
Instrument	780457

Lender

Name	NATIONAL EXCHANGE BANK & TRUST
Type	Bank
Address	FOND DU LAC, WI 54936

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 28, 2023
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	4
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8218 Cth O was $5,218 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Sugar Camp Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00	$449,400 Land $187,100 Building $262,300	$767,011 Land $319,332 Building $447,679
2023	$5,380.00 Homeowner's exemption	$449,400 Land $187,100 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8218 Cth O in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8218 Cth O is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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