8217 Balder St, Cary, IL 60013 Property Records

McHenry County property record for 8217 Balder St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,760 sqft · built 1999
Lot Size	0.732 acres (31,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Sep 2021)
Tax Bill	$12,458 (2024)
Deeds & Mortgages	Dec 2021 Transfer Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-17-203-003`

Property Details

APN / Parcel Number

Primary APN	`20-17-203-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,760 sqft Living Area
1st Floor Area	1,813 sqft
Basement Area	1,803 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Lot Area	31,874 sqft (0.732 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8217 BALDER ST
City	CARY
State	IL
Zip	60013-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0068604 LT 3 RIVER ORCHARD SUB
Legal Subdivision	RIVER ORCHARD SUB
Legal Block	203
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1001
Census Tract	871307

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8217 BALDER ST, CARY, IL 60013-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 17, 2021	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 17, 2017	Deed of Trust, Mortgage · Conventional with PMI PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Feb 24, 1999 · Amount on Record
Deed Document Number	202151012
Last Transfer Date	Jul 17, 2024
Transfer Doc	0000018401
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 28, 2021
Property Address	8217 BALDER ST, CARY, IL 60013-6112
Document Number	0000068604
Map Reference	DOC 95R027938
Instrument Date	Dec 22, 2021
Instrument	2021R0068604
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8217 BALDER ST, CARY, IL 60013-6112

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 17, 2021
Property Address	8217 BALDER ST, CARY, IL 60013-6112
Document Number	0000051012
Map Reference	DOC 95R027938
Instrument Date	Sep 8, 2021
Instrument	2021R0051012
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$489.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8217 BALDER ST, CARY, IL 60013-6112

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	8217 BALDER ST, CARY, IL 60013-6112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027201
Date	Aug 9, 2018
Instrument	2018R0027201

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2048

Interest

Rate	6.64%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	8217 BALDER ST, CARY, IL 60013-6112
Document Number	0000018188
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8217 BALDER ST CARY IL 600136112, CARY, IL 60013-6112

Mortgage

Document Number	0000018188
Date	May 22, 2017
Instrument	18188

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	May 21, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,458.00	$171,844 (+28.5%) Land $37,510 Building $134,334	$515,532 (+28.5%) Land $112,530 Building $403,002
2022	Homeowner's exemption	$133,734 Land $47,612 Building $86,122	$401,202 Land $142,836 Building $258,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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