Santa Rosa County property record for 8215 Stillwater Cv, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,798 sqft · built 1985 |
| Lot Size | 3.04 acres (132,422 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,800 (Nov 2004) |
| Tax Bill | $4,972 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan Mar 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-2S-26-0000-01300-0000 |
| Primary APN | 05-2S-26-0000-01300-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,798 sqft Living Area |
| Gross Area | 7,446 sqft |
| 1st Floor Area | 3,798 sqft |
| Utility Area | 24 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 132,422 sqft (3.04 acres) |
| Lot Dimensions | 250 ft deep x 265 ft wide |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 176 sqft |
|---|---|
| Patio Area | 2,252 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8215 STILLWATER CV |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | PARCEL 1:COMM AT TH NW CORN OF GVT LT 5 THN S3*13'09E 410.33 FT TO S R/W HWY 87 THN S85*20' 08E ON S R/W 1952.45 FT TO POB THN S0*40'13W 145.15 FT TO PT X THN RET TO POB THN N 85*20'08W ON S R/W 100 FT THN S4*39'52W 17.94 FT THN S85*20 '08E 15 FT THN |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 05 |
| Legal Subdivision | PRIMMER UNREC |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1274 |
| Census Tract | 10802 |
8215 Stillwater Cv is owned and occupied by two individuals who acquired it in April 2013.
Source: Santa Rosa County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8215 STILLWATER CV, NAVARRE, FL 32566-9451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2023 | Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK |
| Mar 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2004 · Amount on File |
| Deed Sale | Nov 10, 2004 · Amount on File |
| Prior Sale | Nov 10, 2004 · Amount on File |
| Deed Document Number | 200465034 |
| Deed Book / Page | 2371 / 562 |
| Last Transfer Date | Apr 9, 2013 |
| Transfer Doc | 0032360793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8215 STILLWATER CV, NAVARRE, FL 32566-9451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8215 SULLWATER CV, NAVARRE, FL 32566 |
| Document Number | 0044230463 |
|---|---|
| Date | Aug 9, 2023 |
| Book Page | 4423/463 |
| Instrument | 202336022 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8215 STILLWATER CV, NAVARRE, FL 32566-9451 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036021895 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 3602/1895 |
| Instrument | 201708072 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 8215 Stillwater Cv was $4,972 with a homeowner's exemption, up 3.6% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,972.00 (+3.65%) Homeowner's exemption | $487,059 (+1.94%) | $737,344 (+2.5%) Land $390,543 Building $346,801 |
| 2024 | $4,797.00 (+10.38%) Homeowner's exemption | $477,767 (+18.31%) | $719,363 (+10.51%) Land $390,543 Building $328,820 |
| 2023 | $4,346.00 (+5.41%) Homeowner's exemption | $403,841 (+7.53%) | $650,968 (+8.39%) Land $325,950 Building $325,018 |
| 2022 | $4,123.00 Homeowner's exemption | $375,567 | $600,575 Land $285,537 Building $315,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8215 Stillwater Cv in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8215 Stillwater Cv is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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