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8214 Pace's Ferry Xing, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8214 Pace's Ferry Xing, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,553 sqft · built 2004
Lot Size0.519 acres (22,628 sqft)
OwnerTrust Name on File
Last Sale$350,000 (Aug 2020)
Tax Bill$1,965 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN159J E 025.26

Property Details

APN / Parcel Number

Primary APN159J E 025.26
Alternative APN
  • 0000128090

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,553 sqft Living Area

Exterior

Year BuiltBuilt 2004
Architectural StyleRanch
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,628 sqft (0.519 acres)
Lot Dimensions271 ft deep x 83.5 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000128090
Old Parcel Number159J E 02526
Street Address8214 PACES FERRY XING
CityCHATTANOOGA
StateTN
Zip37421-3270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 25 ASHLEY MILL SUB UNIT 1 PB43 PG150 PB75 PG149
Legal SubdivisionASHLEY MILL UNIT 1
Legal Lot Number25
Legal Unit1
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2003
Census Tract11321

Owner

8214 Pace's Ferry Xing is owner-occupied and held in a trust since August 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordTrust Name on File
Mailing Address8214 PACES FERRY XING, CHATTANOOGA, TN 37421-3270
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 24, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BK
Aug 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jan 13, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PHH MORTGAGE SERVICES CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2020 · Amount on File
Deed SaleAug 28, 2020 · Amount on File
Prior SaleJan 13, 2017
Deed Document Number2020082800105
Deed Book / Page12131 / 192
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address8214 PACES FERRY XING, CHATTANOOGA, TN 37421-3270
Document Number1231000184
Instrument DateDec 24, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8214 PACES FERRY XING CHATTANOOGA TN 374213270, CHATTANOOGA, TN 37421-3270

Mortgage

Document Number1231000184
DateDec 31, 2020
Book Page012297/000264
Instrument201231000184
Lender
NameTRUIST BK
AddressNASHVILLE, TN 37219
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 30, 2050
Interest
Rate TypeAdjustable Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 28, 2020
Property Address8214 PACES FERRY XING, CHATTANOOGA, TN 37421-3270
Document Number0828000105
Book / Page012131 / 000192
Instrument DateAug 24, 2020
Instrument200828000105
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8214 PACES FERRY XING CHATTANOOGA TN 374213270, CHATTANOOGA, TN 37421-3270

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateJan 13, 2017
Property Address8214 PACES FERRY XING, CHATTANOOGA, TN 37421-3270
Document Number0000000107
Book / Page10953 / 091
Map ReferenceMB75 PG149
Instrument DateDec 22, 2016
Instrument2017011300107
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8214 PACES FERRY XING, CHATTANOOGA, TN 37421-3270

Mortgage

Document Number0000000108
DateJan 13, 2017
Instrument2017011300108
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8214 Pace's Ferry Xing was $1,965, down 7.5% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (-7.49%)$129,700 (+36.6%)$518,800 (+36.6%) Land $90,000 Building $428,800
2024$2,124.00$94,950 (-)$379,800 (-) Land $55,000 Building $324,800
2023$2,124.00$94,950 (-)$379,800 (-) Land $55,000 Building $324,800
2022$2,124.00$94,950$379,800 Land $55,000 Building $324,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8214 Pace's Ferry Xing in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims6 (2012–2025)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8214 Pace's Ferry Xing is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 61% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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