Bay County property record for 821 Webster St, Bay City, MI 48708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1935 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Oct 2022) |
| Tax Bill | $1,987 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-032-429-007-00 |
| Primary APN | 160-032-429-007-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 740 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
| Porch Area | 124 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 821 WEBSTER ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-8325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | LOT 6 BLK 57 DAGLISH DIV OF PORTSMOUTH |
| Legal Subdivision | DAGLISH DIV |
| Legal Block | 57 |
| Legal Lot Number | 6 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 280900 |
821 Webster St is owned and occupied by an individual who bought it in October 2022.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 821 WEBSTER ST, BAY CITY, MI 48708-8325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Jun 17, 2020 | Warranty Deed, Transfer WILDFIRE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on File |
| Deed Sale | Oct 13, 2022 · Amount on File |
| Prior Sale | Jun 17, 2020 · Amount on File |
| Deed Document Number | 202214454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Oct 13, 2022 |
| Property Address | 821 WEBSTER ST, BAY CITY, MI 48708-8325 |
| Document Number | 0000014454 |
| Map Reference | LB 1 PG 40 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 202214454 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $892.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 821 WEBSTER ST, BAY CITY, MI 48708-8325 |
| Name | Verified Name |
|---|---|
| Address | 3246 QUEEN CT, BAY CITY, MI 48706-1625 |
| Document Number | 0000014455 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 202214455 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 17, 2020 |
| Property Address | 821 WEBSTER ST, BAY CITY, MI 48708-8325 |
| Document Number | 0000007929 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 7929 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2501 FITZHUGH ST BAY CITY MI 487088672, BAY CITY, MI 48708-8672 |
| Document Number | 7930 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 7930 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605-3285 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jun 16, 2030 |
The 2026 property tax bill for 821 Webster St was $1,987 with a homeowner's exemption, up 21.4% from the year before.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,987.00 (+21.38%) Homeowner's exemption | $53,850 (+6%) | $107,700 (+6%) |
| 2025 | $1,637.00 Homeowner's exemption | $50,800 | $101,600 |
| 2023 | $39,300 | $78,600 | |
| 2022 | $1,241.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 821 Webster St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 821 Webster St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures