821 Wadhams Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 821 Wadhams Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,231 sqft · built 1950
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2024)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-010-4013-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-010-4013-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	35,719 sqft (0.82 acres)
Lot Dimensions	206 ft deep x 140 ft wide
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	821 WADHAMS RD
City	SAINT CLAIR
State	MI
Zip	48079-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEG S 0D 00M 30S W 885.58' FROM W 1/4 COR, TH N 88D 14M 30S E 256', TH S 0D 00M 30S W 140', TH S 88D 14M 30S W 256', TH N 0D
Legal Range	16E
Legal Township	05N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1016
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 WADHAMS RD, SAINT CLAIR, MI 48079-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202418861
Deed Book / Page	5758 / 888
Prior Transfer Date	May 1, 1996
Prior Transfer Doc	0044710981
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	821 WADHAMS RD, SAINT CLAIR, MI 48079-1811
Transaction Type	Mortgage
Record Updated	Jan 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 WADHAMS RD, SAINT CLAIR, MI 48079-1811

Mortgage

Document Number	0000544482
Date	Nov 2, 2021
Book Page	5444/82
Instrument	2021030911

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,400 (+4.07%)	$168,800 (+4.07%)
2025	$2,618.00 (+29.73%) Homeowner's exemption	$81,100 (+27.72%)
2024	$2,018.00 (+13.95%)		$162,200 (+27.72%)
2023		$63,500
2022	$1,771.00		$127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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