821 W Oak St, Mitchell, IN 47446 Property Records

Lawrence County property record for 821 W Oak St, Mitchell, IN 47446

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,722 sqft · built 1940
Lot Size	0.327 acres (14,260 sqft)
Owner	Individual Name on Record
Last Sale	$119,000 (Jul 2018)
Tax Bill	$1,724 (2025)
Deeds & Mortgages	May 2022 Refinance Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1200026700P6`

Property Details

APN / Parcel Number

Primary APN	`1200026700P6`
Alternative APNs	`47-11-36-302-035.000-005` `01541664437`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,722 sqft Living Area
1st Floor Area	2,722 sqft
Basement Area	298 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	14,260 sqft (0.327 acres)
Lot Dimensions	155 ft deep x 92 ft wide
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01541664437
Street Address	821 W OAK ST
City	MITCHELL
State	IN
Zip	47446-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 TWP 4 R1W 92 X 155 CENT PT E 1/2 W 1/2 SW
Legal Range	1W
Legal Township	4
Legal Section	36
Jurisdiction	LAWRENCE IN
Township / Civil Division	MARION
Census Block Group	2
Census Block	2019
Census Tract	951300

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 W OAK ST, MITCHELL, IN 47446-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Jul 24, 2018	Warranty Deed, Transfer BEDFORD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	20184093
Transfer Doc	0007152945
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	821 W OAK ST, MITCHELL, IN 47446-1063
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022003102
Date	May 4, 2022
Instrument	2022003102

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jul 24, 2018
Property Address	821 W OAK ST, MITCHELL, IN 47446-1063
Document Number	2018004093
Instrument Date	Jul 17, 2018
Instrument	2018004093
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 W OAK ST, MITCHELL, IN 47446-1063
Investor	Possibly a Property Investor

Mortgage

Document Number	2018004094
Date	Jul 24, 2018
Instrument	2018004094

Lender

Name	BEDFORD BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lawrence County
County Subdivision	Marion Township
Municipality	Mitchell City
Unified School District	Mitchell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 (-3.47%) Homeowner's exemption	$179,900 (+14.08%) Land $13,800 Building $166,100	$179,900 (+14.08%) Land $13,800 Building $166,100
2024	$1,786.00 (+5.49%)
2023	$1,693.00 (+19.73%)	$157,700 (+11.53%) Land $12,900 Building $144,800	$157,700 (+11.53%) Land $12,900 Building $144,800
2022	$1,414.00 Homeowner's exemption	$141,400 Land $12,600 Building $128,800	$141,400 Land $12,600 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MITCHELL WATER DEPARTMENT serves 5,000 people · EPA ID IN5247003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Orange County REMC.

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