821 W 16th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 821 W 16th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1914
Lot Size	0.115 acres (4,992 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2023)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-257-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-257-001-000`
Alternative APN	`31728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Finished Area
Gross Area	1,234 sqft
1st Floor Area	704 sqft
Upper Floors Area	530 sqft
Basement Area	624 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,992 sqft (0.115 acres)
Lot Dimensions	99 ft deep x 50.4 ft wide
Garage Type	Detached
Garage Area	189 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31728
Street Address	821 W 16TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50`4 INCHES 22 TO 24 BLOCK 30 FOLSOM`S 2ND ADDN TO SIOUX FALLS
Legal Subdivision	FOLSOM`S 2ND ADDN
Legal Block	30
Legal Lot Number	24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1008
Census Tract	1502

Owner

821 W 16th St is owned and occupied by an individual who bought it in August 2023.

Source: Minnehaha County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust · Line of Credit INTERNATIONAL BANK
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIABANK DAKOTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2023 · Amount on File
Deed Sale	Aug 16, 2023 · Amount on File
Deed Book / Page	621-D / 526
Record Updated	Oct 29, 2026

August 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2026
Property Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716
Document Number	0000166819
Book / Page	2021-M / 529
Instrument Date	Aug 7, 2026
Instrument	2026166819
Record Updated	Oct 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716

Mortgage

Document Number	0000166819,
Date	Aug 18, 2026
Book Page	2021-M/529
Instrument	2026166819

Lender

Name	INTERNATIONAL BANK

Agreement

Type	Line of Credit
Term	360 Months
Due	Aug 15, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 16, 2023
Property Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716
Document Number	DEED621/526
Book / Page	DEED 621 / 526
Instrument Date	Aug 14, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716

Mortgage

Document Number	MTG1973840
Date	Aug 16, 2023
Instrument	MTG 1973/840

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	7.75%
Max Rate At Change	9.75%
Index	5-Year TN
Max Rate	12.7%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	821 W 16TH ST, SIOUX FALLS, SD 57104-4716
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909MTG/1356
Date	Dec 31, 2020
Book Page	1909 MTG/1356

Lender

Name	RELIABANK DAKOTA
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 821 W 16th St was $2,419.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,032 (-0.88%) Land $22,253 Building $154,779	$177,032 Land $22,253 Building $154,779
2025	$2,419.00	$178,600 (+6.31%) Land $22,500 Building $156,100
2024	$2,419.00	$168,000 Land $22,500 Building $145,500
2022	$2,432.00	$129,800 Land $23,000 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 W 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 821 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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