821 Travers Ct, Monroe, NC 28110 Property Records

Union County property record for 821 Travers Ct, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$1,213,000 (Jan 2023)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-027-158`

Property Details

APN / Parcel Number

Primary APN	`06-027-158`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	821 TRAVERS CT
City	MONROE
State	NC
Zip	28110-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#17 CAVESSON MAP 1 OPCP682-684
Legal Subdivision	CAVESSON
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2000
Census Tract	21020

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	821 TRAVERS CT, MONROE, NC 28110-8368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 30, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEY BANK NA
Mar 14, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	Mar 14, 2022 · Amount on Record
Deed Document Number	20231987
Deed Book / Page	8646 / 390
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	821 TRAVERS CT, MONROE, NC 28110-8368
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 TRAVERS CT, MONROE, NC 28110-8368

Mortgage

Document Number	0009057744
Date	Feb 6, 2025
Book Page	9057/744
Instrument	2914

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 25, 2055

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 30, 2023
Property Address	821 TRAVERS CT, MONROE, NC 28110-8368
Document Number	0008646390
Book / Page	8646 / 390
Map Reference	CAB P PG 682-684
Instrument Date	Jan 27, 2023
Instrument	1987
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 TRAVERS CT, MONROE, NC 28110-8368

Mortgage

Document Number	0000001988
Date	Jan 30, 2023
Instrument	1988

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 14, 2022
Property Address	821 TRAVERS CT, MONROE, NC 28110-8368
Document Number	0008424758
Book / Page	8424 / 758
Map Reference	CAB P PG 682
Instrument Date	Mar 14, 2022
Instrument	9527
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$1,564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13815 CINNABAR PL, HUNTERSVILLE, NC 28078-5329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,332.00 (+35.62%)	$1,300,000 (+77.72%) Land $224,000 Building $1,076,000	$1,300,000 (+77.72%) Land $224,000 Building $1,076,000
2023	$4,669.00	$731,500 Land $127,100 Building $604,400	$731,500 Land $127,100 Building $604,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Ripple Fiber, Spectrum.

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