821 Summerfield, Prosper, TX 75078 Property Records

Collin County property record for 821 Summerfield, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,010 sqft · built 2004
Lot Size	0.219 acres (9,557 sqft)
Owner	Individual Name on Record
Last Sale	$419,200 (Jun 2015)
Tax Bill	$10,262 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8468-00A-0270-1`

Property Details

APN / Parcel Number

Primary APN	`R-8468-00A-0270-1`
Alternative APNs	`000002553692` `2553692`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,010 sqft Living Area
Gross Area	4,648 sqft
1st Floor Area	2,412 sqft
2nd Floor Area	1,599 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Lot Area	9,557 sqft (0.219 acres)
Garage Type	Attached
Garage Area	583 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	821 SUMMERFIELD
City	PROSPER
State	TX
Zip	75078-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GENTLE CREEK ESTATES PHASE FOUR, BLK A, LOT 27
Legal Subdivision	GENTLE CREEK ESTATES PHASE FOUR (CPR)
Legal Block	A
Legal Lot Number	27
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	2
Census Block	2012
Census Tract	30302

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 SUMMERFIELD, PROSPER, TX 75078-9199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 20, 2019	Deed of Trust, Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Prior Sale	Jun 19, 2008 · Amount on Record
Deed Document Number	2015733930
Prior Transfer Date	Mar 8, 2008
Prior Transfer Doc	0000294780
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	821 SUMMERFIELD, PROSPER, TX 75078-9199
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 SUMMERFIELD, PROSPER, TX 75078-9199
Investor	Possibly a Property Investor

Mortgage

Document Number	0000714660
Date	Apr 8, 2021
Instrument	20210408000714660

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	821 SUMMERFIELD, PROSPER, TX 75078-9199
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170370
Date	Jan 27, 2021
Instrument	20210127000170370

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	821 SUMMERFIELD, PROSPER, TX 75078-9199
Document Number	0001304290
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	821 SUMMERFIELD PROSPER TX 750789199, PROSPER, TX 75078-9199

Mortgage

Document Number	0001304290
Date	Oct 17, 2019
Instrument	1304290

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,262.00 (+1.21%) Homeowner's exemption	$673,398 (-9.13%) Land $200,000 Building $490,197	$690,197 (-6.86%) Land $200,000 Building $490,197
2024	$10,139.00 (+1.19%)
2023		$741,026 (+14.96%) Land $185,000 Building $556,026	$741,026 (+14.96%) Land $185,000 Building $556,026
2022	$10,020.00 Homeowner's exemption	$644,583 Land $155,000 Building $489,583	$644,583 Land $155,000 Building $489,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
ElektraFi Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Nextlink, Verizon.

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