821 Spar Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 821 Spar Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,860 sqft · built 2001
Lot Size	0.172 acres (7,471 sqft)
Owner	Individual Name on File
Last Sale	$1,055,000 (Oct 2024)
Tax Bill	$15,516 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00373-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`13-00373-0000-00021`
Alternative APNs	`130037300021` `00035429`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,860 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,471 sqft (0.172 acres)
Lot Dimensions	90 ft deep x 83 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00035429
Street Address	821 SPAR DR
City	FORKED RIVER
State	NJ
Zip	08731-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75A
Legal Description	83 X 90
Legal Subdivision	SUNRISE BEACH 05 LAGOON SEC
Legal Block	373
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2006
Census Tract	732103

Owner

821 Spar Dr is owned and occupied by an individual who bought it in October 2024.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	821 SPAR DR, FORKED RIVER, NJ 08731-3028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage MAGYAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024 · Amount on File
Deed Sale	Oct 7, 2024 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	202474054
Deed Book / Page	19811 / 911
Prior Transfer Date	May 21, 2012
Prior Transfer Doc	0152251536
Record Updated	Oct 29, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 13, 2019
Property Address	821 SPAR DR, FORKED RIVER, NJ 08731-3028
Document Number	0176781280
Book / Page	17678 / 1280
Map Reference	FILE E-319
Instrument Date	Oct 21, 2019
Instrument	2019114901
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 SPAR DR, 821, FORKED RIVER, NJ 08731-3028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 COGGINS POINT RD, HILTON HEAD ISLAND, SC 29928-3812

Mortgage

Document Number	2019114902
Date	Nov 13, 2019
Instrument	2019114902

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	821 SPAR DR, FORKED RIVER, NJ 08731-3028
Document Number	0166681787
Book / Page	016668 / 001787
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 SPAR DR FORKED RIVER NJ 087313028, FORKED RIVER, NJ 08731-3028

Mortgage

Document Number	0166681787
Date	Feb 27, 2017
Book Page	016668/001787
Instrument	20557

Lender

Name	MAGYAR BK
Type	Bank
Address	NEW BRUNSWICK, NJ 08903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 821 Spar Dr was $15,516, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,300 (-) Land $283,400 Building $283,900	$567,300 (-) Land $283,400 Building $283,900
2025	$15,516.00 (+7.94%)	$567,300 Land $283,400 Building $283,900	$567,300 Land $283,400 Building $283,900
2024	$14,375.00
2023		$567,300 Land $283,400 Building $283,900	$567,300 Land $283,400 Building $283,900
2022	$12,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Spar Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 402 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	402 in force
Nearby Flood Claims	484 (1991–2025)
Claims Outside the SFHA	3 of 484
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 445 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 821 Spar Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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