821 S Central Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 821 S Central Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 955 sqft · built 1925
Lot Size	0.113 acres (4,900 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Nov 2018)
Tax Bill	$2,704 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`047-230-060-000`

Property Details

APN / Parcel Number

Primary APN	`047-230-060-000`
Alternative APN	`047-230-06`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	955 sqft Living Area
1st Floor Area	955 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-230-06
Street Address	821 S CENTRAL AVE
City	LODI
State	CA
Zip	95240-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL MAP E4 30-34 BLK 1 LOT 3
Legal Subdivision	CENTRAL TR
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2005
Census Tract	4403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	821 S CENTRAL AVE, LODI, CA 95240-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SNAPFI INC
Nov 15, 2018	Grant Deed, Transfer · Conventional with PMI SNAPFI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Deed Document Number	2018125980
Prior Transfer Date	Jan 13, 2015
Prior Transfer Doc	0000007448
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	821 S CENTRAL AVE, LODI, CA 95240-4801
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 S CENTRAL AVE, LODI, CA 95240-4801

Mortgage

Document Number	0000204056
Date	Dec 8, 2021
Instrument	2021-204056

Lender

Name	SNAPFI INC
Type	Non-Lending Institution
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 15, 2018
Property Address	821 S CENTRAL AVE, LODI, CA 95240-4801
Document Number	0000125980
Instrument Date	Oct 29, 2018
Instrument	125980
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 S CENTRAL AVE LODI CA 952404801, LODI, CA 95240-4801

Mortgage

Document Number	125981
Date	Nov 15, 2018
Instrument	125981

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Mortgage

Document Number	125983,
Date	Nov 15, 2018
Instrument	125983

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,704.00 (+0.37%)
2025	$2,694.00 (+4.38%) Homeowner's exemption	$254,333 (+4.04%) Land $66,929 Building $187,404
2023	$2,581.00 (+2.3%) Homeowner's exemption	$244,459 Land $64,331 Building $180,128	$296,370
2022	$2,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

Nearby Properties on S Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures