821 S 3rd St, Monmouth, IL 61462 Property Records

Warren County property record for 821 S 3rd St, Monmouth, IL 61462

Property Summary

Property Type	Single Family Home
Details	676 sqft · built 1910
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (Jan 2026)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Jan 2026 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-230-060-00`

Property Details

APN / Parcel Number

Primary APN	`09-230-060-00`

Interior

Building Area	676 sqft Living Area
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 56 ft wide

Location & Zoning

Street Address	821 S 3RD ST
City	MONMOUTH
State	IL
Zip	61462-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56' S SD LOT 7 BLOCK 9 SOUTH ADDN LOT SIZE: 56' X 132'
Legal Subdivision	SOUTH ADDN
Legal Block	9
Legal Lot Number	7
Jurisdiction	WARREN IL
Township / Civil Division	MONMOUTH
Census Block Group	5
Census Block	5026
Census Tract	870500

Owner

821 S 3rd St is owned by two individuals who bought it in January 2026.

Source: Warren County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	814 1/2 S 4TH ST, MONMOUTH, IL 61462-2729
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer WESTERN ILLINOIS TITLE
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Deed Document Number	2026188
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IL
Recording Date	Jan 30, 2026
Property Address	821 S 3RD ST, MONMOUTH, IL 61462-2721
Document Number	02026R0188
Instrument Date	Jun 8, 2022
Instrument	2026R-0188
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	814 1 2 4TH STREET, MONMOUTH, IL 61462

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	821 S 3RD ST, MONMOUTH, IL 61462-2721
Transaction Type	Mortgage
Record Updated	Apr 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R0529
Date	Mar 25, 2020
Instrument	2020R-0529

Lender

Name	MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 821 S 3rd St was $1,142, up 4.8% from the year before.

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Monmouth Township
Municipality	Monmouth City
Unified School District	Monmouth-Roseville Community Unit School District 238 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+4.77%)	$11,770 (+8.58%) Land $1,520 Building $10,250	$35,310 (+8.58%) Land $4,560 Building $30,750
2024	$1,090.00	$10,840 Land $1,400 Building $9,440	$32,520 Land $4,200 Building $28,320
2022	$994.00	$9,700 Land $1,250 Building $8,450	$29,100 Land $3,750 Building $25,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 S 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 821 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONMOUTH serves 8,902 people · EPA ID IL1870150
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: MTC Communications, T-Mobile.

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