821 Post Oak Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 821 Post Oak Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,072 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Sep 2010)
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`532-14-00-312`

Property Details

APN / Parcel Number

Primary APN	`532-14-00-312`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,072 sqft Living Area
Gross Area	5,120 sqft
1st Floor Area	1,984 sqft
Upper Floors Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	821 POST OAK DR
City	MOUNT PLEASANT
State	SC
Zip	29464-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -OLD VILLAGE LANDING DESCRIPTION -LOT 20 PHASE II SITE NAME -OLD VILLAGE LANDING
Legal Subdivision	OLD VILLAGE LANDING
Legal Phase	2
Legal Lot Number	20
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4009
Census Tract	4701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2010 · Amount on Record
Deed Sale	Sep 16, 2010 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Book / Page	144 / 217
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	821 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013570578
Date	Dec 17, 2025
Book Page	1357/578

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	821 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012290041
Date	Feb 20, 2024
Book Page	1229/41

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	821 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010650704
Date	Jan 6, 2022
Book Page	1065/704

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 (+12.78%)	$993,198 (+2,774.67%) Land $487,181 Building $506,017	$1,857,300 (+99%) Land $889,000 Building $968,300
2024	$3,311.00 (+7.6%)	$34,550 (-)
2022	$3,077.00	$34,550	$933,300 (-) Land $457,800 Building $475,500
2020			$933,300 Land $457,800 Building $475,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 98.2% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: WOW Internet, Cable & Phone.

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