821 Pinehurst Dr, Edgewood (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 821 Pinehurst Dr, Edgewood, KY 41017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,877 sqft · built 1970
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on Record
Tax Bill$2,751 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-20-01-104.00

Property Details

APN / Parcel Number

Primary APN043-20-01-104.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,877 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area27,443 sqft (0.63 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address821 PINEHURST DR
CityEDGEWOOD
StateKY
Zip41017-8109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDING HILLS LOT 116 SEC 6
Legal SubdivisionWINDING HILLS
Legal Phase6
Legal Lot Number116
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2006
Census Tract65502

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address821 PINEHURST DR, EDGEWOOD, KY 41017-8109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SVGS BK
Sep 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address821 PINEHURST DR, EDGEWOOD, KY 41017-8109
Transaction TypeMortgage
Record UpdatedMar 17, 2022
Title CompanyPROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900198
DateMar 4, 2022
Book Page344/640
Instrument22030405900198
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 1, 2037

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address821 PINEHURST DR, EDGEWOOD, KY 41017-8109
Document Number0000000137
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address821 PINEHURST DR EDGEWOOD KY 410178109, EDGEWOOD, KY 41017-8109

Mortgage

Document Number0000000137
DateApr 27, 2020
Book Page000M37/000047
Instrument137
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 26, 2035

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address821 PINEHURST DR, EDGEWOOD, KY 41017-8109
Document Number0000000298
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address821 PINEHURST DR EDGEWOOD KY 410178109, EDGEWOOD, KY 41017-8109

Mortgage

Document Number0000000298
DateOct 10, 2017
Book Page0I4012/000042
Instrument298
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityEdgewood City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,700 (-) Land $60,000 Building $266,700$326,700 (-) Land $60,000 Building $266,700
2025$2,751.00 (+64.34%) Homeowner's exemption$326,700 (+60.54%) Land $60,000 Building $266,700$326,700 (+60.54%) Land $60,000 Building $266,700
2023$1,674.00 Homeowner's exemption$203,500 Land $60,000 Building $143,500$203,500 Land $60,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims24 (1990–2013)
Claims Outside the SFHA16 of 24
Most Recent ClaimJul 2013 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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