821 Pine St, Elko, NV 89801 Property Records

Elko County property record for 821 Pine St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 780 sqft · built 1928
Lot Size0.076 acres (3,311 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Apr 2026)
Tax Bill$657 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-233-011

Property Details

APN / Parcel Number

Primary APN001-233-011

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area780 sqft Living Area
Gross Area880 sqft
1st Floor Area780 sqft
Basement Area100 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialMetal
Lot Area3,311 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address821 PINE ST
CityELKO
StateNV
Zip89801-3340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionELKO CITY FILE 1,AND THE WLY 8 AND 1/3 FT OF
Legal SubdivisionSPRING CRK CORP #304
Legal Block32
Legal Lot Number15
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2026
Census Tract950800

Owner

Source: Elko County records · APN 001-233-011

Assessment roll updated July 30, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address821 PINE ST, ELKO, NV 89801-3340
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
GREATER NEVADA LLC
Apr 17, 2024Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 16, 2020Deed of Trust, Mortgage · VA Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleApr 17, 2024 · Amount on Record
Deed Document Number2026863757
Prior Transfer DateDec 27, 2024
Prior Transfer Doc0000844959
Record UpdatedSep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateApr 24, 2026
Property Address821 PINE ST, ELKO, NV 89801-3340
Document Number0000863757
Instrument DateApr 20, 2026
Instrument2026.863757
Transaction TypeTransfer
Record UpdatedMay 06, 2026
Title CompanyWFG NEVADA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$97,490.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 PINE ST, ELKO, NV 89801-3340

Mortgage

Document Number0000863757,
DateApr 24, 2026
Instrument2026.863757
Lender
NameGREATER NEVADA LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateApr 17, 2024
Property Address821 PINE ST, ELKO, NV 89801-3340
Document Number0000835562
Instrument DateApr 02, 2024
Instrument835562
Transaction TypeTransfer
Record UpdatedMay 07, 2024
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$856.05
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address821 PINE ST, ELKO, NV 89801-3340

Transferred To (Grantee/Buyer)

NameVerified Name
Address1157 14TH AVE W, COLUMBIA FALLS, MT 59912-4304

Mortgage

Document Number0000835563
DateApr 17, 2024
Instrument835563
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

September 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateSep 30, 2022
Property Address821 PINE ST, ELKO, NV 89801-3340
Document Number0000811436
Instrument DateSep 22, 2022
Instrument811436
Transaction TypeTransfer
Record UpdatedDec 15, 2022
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$799.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 N 5TH ST, LIVINGSTON, MT 59047-1802

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 PINE ST, ELKO, NV 89801-3340

Mortgage

Document Number0000811437
DateSep 30, 2022
Instrument811437
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address821 PINE ST, ELKO, NV 89801-3340
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000777070
DateNov 16, 2020
Instrument777070
Lender
NameMAGNOLIA BANK
TypeBank
AddressSOUTH DARTMOUTH, MA 2748
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$657.00 (+5.63%)$25,547 (+54.6%) Land $12,600 Building $12,947$72,991 (+54.6%) Land $36,000 Building $36,991
2024$622.00 (+14.34%)
2023$544.00 (+7.94%)$16,525 (+13.62%) Land $4,725 Building $11,800$47,214 (+13.62%) Land $13,500 Building $33,714
2022$504.00$14,544 Land $4,725 Building $9,819$41,554 Land $13,500 Building $28,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 23, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito West Holding
Fiber · Cable
1,000 / 1,000
Churchill County, State of Nevada
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Networks
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: JAB Wireless.

Based on FCC filings for 376 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ELKO
serves 23,000 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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