821 Onslow St, Durham, NC 27705 Property Records

Durham County property record for 821 Onslow St, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,504 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$995,000 (Nov 2025)
Tax Bill	$9,264 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0822-52-1736`

Property Details

APN / Parcel Number

Primary APN	`0822-52-1736`
Alternative APNs	`0822-52-17-3621` `082215521735` `100210`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,504 sqft Heated Area
1st Floor Area	1,400 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	082215521735
Street Address	821 ONSLOW ST
City	DURHAM
State	NC
Zip	27705-4244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-M
Legal Description	THE SUBURBAN L&P CO/BLK:11/LT#14 TRINITY HEIGHTS/ PL:00005A-000041
Legal Subdivision	THE SUBURBAN L&P CO
Legal Block	11
Legal Lot Number	14
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3015
Census Tract	301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Trinity Historic District listed 1986 · 383 contributing resources · NRIS 86000672

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Durham County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	821 ONSLOW ST, DURHAM, NC 27705-4244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 14, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	2025155605
Deed Book / Page	10433 / 896
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 25, 2025
Property Address	821 ONSLOW ST, DURHAM, NC 27705-4244
Document Number	0104330896
Book / Page	10433 / 896
Map Reference	MB 3B PG 196
Instrument Date	Nov 24, 2025
Instrument	2025155605
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	821 ONSLOW ST, DURHAM, NC 27705-4244

Mortgage

Document Number	2025155606
Date	Nov 25, 2025
Instrument	2025155606

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	821 ONSLOW ST, DURHAM, NC 27705-4244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086540311
Date	May 14, 2019
Book Page	8654/311
Instrument	2019015613

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,264.00 (+30.15%)	$934,555 (+71.97%) Land $319,000 Building $615,555	$934,555 (+71.97%) Land $319,000 Building $615,555
2023	$7,118.00 (+2.34%)	$543,425 Land $116,400 Building $427,025	$543,425 Land $116,400 Building $427,025
2022	$6,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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