821 Ohio Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 821 Ohio Ave, Erwin, TN 37650

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 1,358 sqft · built 1987
Lot Size	130 acres (5,662,800 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (May 2021)
Tax Bill	$760 (2022)
Deeds & Mortgages	May 2021 Sale May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086031F F 00900`

Property Details

APN / Parcel Number

Primary APN	`086031F F 00900`
Alternative APN	`031F F 00900`

Interior

Full Baths	0.5 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	1,358 sqft Total Area
1st Floor Area	364 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1987
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,662,800 sqft (130 acres)
Lot Dimensions	191 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	182 sqft
Utility Building	812 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	821 OHIO AVE
City	ERWIN
State	TN
Zip	37650-2114
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B-2
Legal Description	COUNTY AREA: E01
Legal Lot Number	1/2 3
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	1
Census Block	1041
Census Tract	80400

Owner

Source: Unicoi County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 LUTTRELL ST, ERWIN, TN 37650-1927
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer
May 23, 2019	Warranty Deed, Transfer MOUNTAIN CMRC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	0000445361
Deed Book / Page	445 / 361
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 7, 2021
Property Address	821 OHIO AVE, ERWIN, TN 37650-2114
Document Number	0000445361
Book / Page	445 / 361
Instrument Date	May 7, 2021
Instrument	21000975
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 SUTTRELL ST, ELGIN, TN 37680

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 23, 2019
Property Address	821 OHIO AVE, ERWIN, TN 37650-2114
Document Number	422721
Book / Page	000422 / 000721
Instrument Date	May 22, 2019
Instrument	960
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$314.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1748 HIGHWAY 352 FLAG POND TN 376572220, FLAG POND, TN 37657-2220

Mortgage

Document Number	422724
Date	May 23, 2019
Book Page	000422/000724
Instrument	961

Lender

Name	MOUNTAIN CMRC BK
Type	Bank
Address	JOHNSON CITY, TN 37602

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 22, 2024

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,320 (-) Land $15,320 Building $17,000
2023		$32,320 (-) Land $15,320 Building $17,000
2022	$760.00	$32,320 Land $15,320 Building $17,000	$80,800 Land $38,300 Building $42,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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