821 Oak St, Cincinnati, OH 45206 Property Records

Hamilton County property record for 821 Oak St, Cincinnati, OH 45206 · Last verified February 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,676 sqft · built 1921
Lot Size	0.114 acres (4,966 sqft)
Owner	Owner Name on File
Last Sale	$8,500 (Oct 2012)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`067-0002-0113-00`

Property Details

APN / Parcel Number

Primary APN	`067-0002-0113-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,676 sqft Finished Area
1st Floor Area	1,092 sqft
2nd Floor Area	1,092 sqft
Attic	Attic
Attic Area	492 sqft
Basement Area	1,068 sqft

Exterior

Year Built	Built 1921
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	138 ft deep x 35 ft wide
Porch	Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	821 OAK ST
City	CINCINNATI
State	OH
Zip	45206-1294
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	821 OAK ST 35.02 X 138.84IRR PTS LOTS 4-6 E KEMPEREST SUB PARS 113-180 CONS
Legal Subdivision	E KEMPER ESTATE SUB
Legal Lot Number	4-6 5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2007
Census Tract	26700

Owner

Source: Hamilton County records · APN 067-0002-0113-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 176414, COVINGTON, KY 41017-6414

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2012 · Amount on Record
Deed Sale	Oct 02, 2012 · Amount on Record
Deed Document Number	269553
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	821 OAK ST, CINCINNATI, OH 45206-1294
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8867 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9512

Mortgage

Document Number	0000083811
Date	Nov 28, 2023
Book Page	15050/1648
Instrument	2023-0083811

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+0.13%)	$58,958 (-) Land $4,932 Building $54,026
2024	$3,736.00 (-0.16%)	$58,958 (-) Land $4,932 Building $54,026
2023	$3,742.00 (+89.66%)	$58,958 (+111.33%) Land $4,932 Building $54,026	$168,450 (+111.33%) Land $14,090 Building $154,360
2022	$1,973.00	$27,899 Land $2,968 Building $24,931
2020			$79,710 Land $8,480 Building $71,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.