821 N Market St, Frederick, MD 21701 Property Records

Frederick County property record for 821 N Market St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,802 sqft · built 1910
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,265 (2025)
Deeds & Mortgages	Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-086441`

Property Details

APN / Parcel Number

Primary APN	`02-086441`
Alternative APNs	`2086441` `086441`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Stone
Roof Material	Slate
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	288 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	086441
Street Address	821 N MARKET ST
City	FREDERICK
State	MD
Zip	21701-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 50 X 288 821 N. MKT. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	821
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1024
Census Tract	750801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

821 N Market St is owner-occupied and held in a trust since May 2019.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	821 N MARKET ST, FREDERICK, MD 21701-4608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 31, 2019
Transfer Doc	0130050130
Record Updated	Sep 20, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 4, 2019
Property Address	821 N MARKET ST, FREDERICK, MD 21701-4608
Document Number	0130050130
Book / Page	013005 / 000130
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	821 N MARKET ST FREDERICK MD 217014608, FREDERICK, MD 21701-4608

Tax Assessment & Valuation

The 2025 property tax bill for 821 N Market St was $7,265, up 5.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,967 (+6.04%)	$464,500 (+18.13%) Land $161,500 Building $303,000
2025	$7,265.00 (+5.41%)	$393,200 Land $114,400 Building $278,800	$393,200 Land $114,400 Building $278,800
2024	$6,892.00 (+8.25%)
2023	$6,367.00	$349,333	$393,200 Land $114,400 Building $278,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 N Market St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2018–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 821 N Market St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20