821 Mountain Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 821 Mountain Ave, Bound Brook, NJ 08805

Property Summary

Property TypeSingle Family Home
Details1,456 sqft · built 1932
Lot Size0.191 acres (8,320 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Mar 2005)
Tax Bill$9,748 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00095-0000-00007

Property Details

APN / Parcel Number

Primary APN04-00095-0000-00007
Alternative APN
  • 040009500007

Interior

Stories2 Stories
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeFrame
Lot Area8,320 sqft (0.191 acres)
Lot Dimensions128 ft deep x 65 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address821 MOUNTAIN AVE
CityBOUND BROOK
StateNJ
Zip08805-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionBOROUGH/BOUND BROOK
Legal Block95
Legal Lot Number7
JurisdictionSOMERSET NJ
Township / Civil DivisionBOUND BROOK
Census Block Group1
Census Block1003
Census Tract51300

Owner

821 Mountain Ave is owned and occupied by an individual who acquired it in June 2008.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address821 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
SOMERSET SAVINGS BANK SLA
Sep 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET SAVINGS BANK SLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2005 · Amount on File
Deed SaleMar 1, 2005 · Amount on File
Deed Book / Page5712 / 1820
Last Transfer DateJun 15, 2008
Transfer Doc0000021241
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address821 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1403
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1403

Mortgage

Document Number0000026420
DateJun 13, 2022
Book Page7450/558
Instrument2022026420
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
AddressBOUND BROOK, NJ 08805
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address821 MOUNTAIN AVE, BOUND BROOK, NJ 08805-1403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035677
DateSep 5, 2017
Book Page6987/0820
Instrument2017035677
Lender
NameSOMERSET SAVINGS BANK SLA
TypeBank
AddressBOUND BROOK, NJ 08805
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 821 Mountain Ave was $9,748, up 3.8% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBound Brook Borough
Unified School DistrictBound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,100 (+5.52%) Land $224,800 Building $241,300$466,100 (+5.52%) Land $224,800 Building $241,300
2025$9,748.00 (+3.82%)$441,700 Land $203,600 Building $238,100$441,700 Land $203,600 Building $238,100
2024$9,389.00
2023$387,100 Land $161,100 Building $226,000$387,100 Land $161,100 Building $226,000
2022$8,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1999–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Mountain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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