821 Millcreek Cir, Elgin, IL 60123 Property Records

Kane County property record for 821 Millcreek Cir, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,449 sqft · built 1993
Owner	Individual Name on File
Last Sale	$150,000 (May 2014)
Tax Bill	$2,397 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-09-127-021`

Property Details

APN / Parcel Number

Primary APN	`06-09-127-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,449 sqft Living Area
Gross Area	1,904 sqft
Basement Area	455 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Width	28 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	821 MILLCREEK CIR
City	ELGIN
State	IL
Zip	60123-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLCREEK SUB LOT 13 (EXCEPT THE NORTHWEST 106.54 FT) BEING A RE-SUB OF LOT 451 OF VALLEY CREEK UNIT 11
Legal Subdivision	MILLCREEK SUB
Legal Block	2
Legal Lot Number	13,45
Legal Unit	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	851910

Owner

Source: Kane County records · APN 06-09-127-021

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 MILLCREEK CIR, ELGIN, IL 60123-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2014 · Amount on Record
Deed Sale	May 06, 2014 · Amount on Record
Deed Document Number	201421283
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,397.00 (-24.1%) Homeowner's exemption Senior Citizen's exemption	$83,339 (+8.57%) Land $17,972 Building $65,367	$250,117 (+8.57%) Land $53,938 Building $196,179
2024		$76,760 (+21.4%) Land $16,553 Building $60,207	$230,372 (+21.44%) Land $49,679 Building $180,693
2022	$3,158.00 (-2.8%) Homeowner's exemption	$63,231 (+6.96%) Land $13,635 Building $49,596	$189,693 (+6.96%) Land $40,905 Building $148,788
2021	$3,249.00 Homeowner's exemption	$59,117 Land $12,748 Building $46,369	$177,351 Land $38,244 Building $139,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.