821 Middle St, Montevallo, AL 35115 Property Records

Shelby County property record for 821 Middle St, Montevallo, AL 35115

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,261 sqft · built 1910
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Nov 2022)
Tax Bill	$2,108 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275213303024000`

Property Details

APN / Parcel Number

Primary APN	`275213303024000`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,261 sqft Heated Area
1st Floor Area	1,871 sqft
Upper Floors Area	1,390 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2016
Exterior Material	Aluminum Siding
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	75 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	821 MIDDLE ST
City	MONTEVALLO
State	AL
Zip	35115-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG PLAT PT BLK 11 BEG AT INTSW RW MIDDLE ST W NW RW VALLEY ST TH NW ALG SW RW 75' TH SW 150' TH SE TO NW RW VALLEY ST
Legal Range	03W
Legal Township	22S
Legal Section	21
Legal Block	11
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	2
Census Block	2062
Census Tract	30407

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the University of Montevallo Historic District (Boundary Increase) listed 1990 · 50 contributing resources · NRIS 90001529

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 14, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Feb 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Feb 12, 2018 · Amount on Record
Deed Document Number	2022421150
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712

Mortgage

Document Number	0000038320
Date	Feb 10, 2026
Instrument	20260210000038320

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 14, 2022
Property Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712
Document Number	0000421150
Instrument Date	Nov 10, 2022
Instrument	20221114000421150
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GARDNER ST, 125, MONTEVALLO, AL 35115-4225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712

Mortgage

Document Number	0000421160
Date	Nov 14, 2022
Instrument	20221114000421160

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253660
Date	Jun 22, 2020
Instrument	20200622000253660

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 12, 2018
Property Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712
Document Number	0000045300
Instrument Date	Jan 11, 2018
Instrument	20180212000045300
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	592 COUNTY ROAD 727, 592, MONTEVALLO, AL 35115-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 MIDDLE ST, MONTEVALLO, AL 35115-3712

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Montevallo City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,108.00 (-1.22%) Homeowner's exemption
2025	$2,134.00 (+4.3%)	$41,860 (+2.25%)	$418,480 (+2.25%) Land $55,440 Building $363,040
2023	$2,046.00 Homeowner's exemption	$40,940	$409,290 Land $36,000 Building $373,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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