821 Martingale Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 821 Martingale Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jan 2025)
Tax Bill	$2,057 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-171-43`

Property Details

APN / Parcel Number

Primary APN	`007-171-43`

Exterior

Lot Area	67,082 sqft (1.54 acres)
View / Lot	Rural

Location & Zoning

Street Address	821 MARTINGALE LN
City	DAVIDSON
State	NC
Zip	28036-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L5 M48-523
Legal Subdivision	MCCONNELL FARMS
Legal Block	1
Legal Lot Number	5
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3006
Census Tract	6404

Owner

Source: Mecklenburg County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20612 QUEENSDALE DR, CORNELIUS, NC 28031-6537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK AND TRUST COMPANY
Mar 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 1, 2019	Deed of Trust, Mortgage PEOPLES BANK
Jan 30, 2017	Warranty Deed, Transfer · Closed-End Mortgage AQUESTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	20252219
Deed Book / Page	39316 / 758
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 1, 2026
Property Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Document Number	0000058023
Book / Page	40468 / 943
Instrument Date	Jun 1, 2026
Instrument	202658023
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058023,
Date	Jun 1, 2026
Book Page	40468/943
Instrument	202658023

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020758
Date	Mar 8, 2024
Book Page	38678/934
Instrument	2024020758

Lender

Name	COGENT BANK
Type	Bank
Address	150 3RD AVE S STE 1000, NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2044

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2029
Change Frequency	5 Years
Min Rate At Change	7.25%
Max Rate At Change	13.2%
Index	5-Year CMT
Max Rate	13.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151923
Date	Aug 6, 2021
Book Page	36384/767
Instrument	2021151923

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 6, 2023

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012210
Date	Feb 1, 2019
Book Page	33263/816
Instrument	2019012210

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 30, 2017
Property Address	821 MARTINGALE LN, DAVIDSON, NC 28036-7065
Document Number	0000012767
Book / Page	31533 / 699
Map Reference	MB48 PG523
Instrument Date	Jan 30, 2017
Instrument	2017012767
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 MARTIN ST LUTHER KING BLVD60, 355, CHARLOTTE, NC 28216-5529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15821 TRENTON PLACE RD, HUNTERSVILLE, NC 28078-3400

Mortgage

Document Number	0000012768
Date	Jan 30, 2017
Book Page	31533/701
Instrument	2017012768

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	19 Months
Due	Aug 5, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,700 Land $306,700	$306,700 Land $306,700
2024	$2,057.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Windstream.

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