821 Maple Dr, Spencer, IN 47460 Property Records

Owen County property record for 821 Maple Dr, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,443 sqft · built 1977
Lot Size	0.677 acres (29,490 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2017)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.083-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.083-028`
Alternative APN	`00001037848`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	29,490 sqft (0.677 acres)
Lot Dimensions	124 ft deep x 179 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001037848
Street Address	821 MAPLE DR
City	SPENCER
State	IN
Zip	47460-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAYS ADD LOT J
Legal Subdivision	KEY ADDITION
Legal Lot Number	J
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1035
Census Tract	955800

Owner

Source: Owen County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	821 MAPLE DR, SPENCER, IN 47460-1539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2017	Administrator's Deed, Transfer · FHA Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	2017209361
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	821 MAPLE DR, SPENCER, IN 47460-1539
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MAPLE DR, SPENCER, IN 47460-1539

Mortgage

Document Number	0000231714
Date	Dec 22, 2022
Instrument	231714

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Jul 1, 2047

June 2017: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	OWEN IN
Recording Date	Jun 26, 2017
Property Address	821 MAPLE DR, SPENCER, IN 47460-1539
Document Number	0000209361
Map Reference	MB2 PG K-1
Instrument Date	Jun 26, 2017
Instrument	209361
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 MAPLE DR, SPENCER, IN 47460-1539

Mortgage

Document Number	0000209362
Date	Jun 26, 2017
Instrument	209362

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,081.00 (+18.1%) Homeowner's exemption	$239,800 (+46.13%) Land $45,700 Building $194,100	$239,800 (+46.13%) Land $45,700 Building $194,100
2024	$1,762.00 (+8.1%)
2023	$1,630.00 (+37.9%)	$164,100 Land $25,900 Building $138,200	$164,100 Land $25,900 Building $138,200
2022	$1,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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