821 Main St, Munster, IN 46321 Property Records

Lake County property record for 821 Main St, Munster, IN 46321

Property Summary

Property Type	Neighborhood Shopping Center, Strip Center
Details	10,156 sqft · built 2018
Lot Size	1.36 acres (59,416 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (May 2017)
Tax Bill	$54,950 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2018 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`45-07-31-351-031.000-027`

Property Details

APN / Parcel Number

Primary APN	`45-07-31-351-031.000-027`

Interior

Stories	1 Story
Building Area	10,156 sqft Total Area

Exterior

Year Built	Built 2018
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	59,416 sqft (1.36 acres)
Lot Dimensions	257 ft deep x 231 ft wide
Fence	Fence

Location & Zoning

Street Address	821 MAIN ST
City	MUNSTER
State	IN
Zip	46321-4066
Property Category	Commercial
Property Type	Commercial > Retail > Neighborhood Shopping Center, Strip Center
Legal Description	RNR #2 LOT 2
Legal Subdivision	TOWN/MUNSTER ADD RNR #2
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1010
Census Tract	40402

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	584 N INDIANA AVE, CROWN POINT, IN 46307-3412
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 14, 2018	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK SB
Aug 3, 2018	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Aug 3, 2018	Deed of Trust, Mortgage PEOPLES BK
Aug 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PEOPLES BK
Feb 19, 2018	Loan Modification, Mortgage PEOPLES BK
May 24, 2017	Warranty Deed, Construction Loan · Construction Mortgage PEOPLES BANK SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Deed Document Number	2017 032133
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 16, 2026
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Document Number	0000530052
Instrument Date	Jul 16, 2026
Instrument	2026530052
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000530052,
Date	Jul 16, 2026
Instrument	2026530052

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.81%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051339
Date	Aug 14, 2018
Instrument	2018 051339

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2028

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Document Number	0000051342
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	821 MAIN ST MUNSTER IN 463214066, MUNSTER, IN 46321-4066

Mortgage

Document Number	0000051342
Date	Aug 14, 2018
Instrument	51342

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	1757 THOMAPPLE CIR, VALPARAISO, IN 46385

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2038

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Document Number	0000051346
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	821 MAIN ST MUNSTER IN 463214066, MUNSTER, IN 46321-4066

Mortgage

Document Number	0000051346
Date	Aug 14, 2018
Instrument	51346

Lender

Name	PEOPLES BK
Type	Bank
Address	9204 COLUMBIA AVE, MUNSTER, IN 46321-3570

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 13, 2028

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Aug 14, 2018
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Instrument Date	Aug 3, 2018
Instrument	51341
Transaction Type	Construction Loan
Record Updated	Aug 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	584 N INDIANA AVE CROWN POINT IN 463073412, CROWN POINT, IN 46307-3412

Mortgage

Document Number	0000051341
Date	Aug 14, 2018
Instrument	51341

Lender

Name	PEOPLES BK
Type	Bank
Address	9204 COLUMBIA AVE, MUNSTER, IN 46321-3570

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 13, 2019

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Document Number	0000012028
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	584 N INDIANA AVE CROWN POINT IN 463073412, CROWN POINT, IN 46307-3412

Mortgage

Document Number	0000012028
Date	Feb 23, 2018
Instrument	12028

Lender

Name	PEOPLES BK
Type	Bank
Address	9204 COLUMBIA AVE, MUNSTER, IN 46321-3570

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 22, 2019

May 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 24, 2017
Property Address	821 MAIN ST, MUNSTER, IN 46321-4066
Document Number	0000032133
Map Reference	MB102 PG25
Instrument Date	May 16, 2017
Instrument	2017 032133
Transaction Type	Construction Loan
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATL TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	584 N INDIANA AVE, CROWN POINT, IN 46307-3412

Mortgage

Document Number	0000032134
Date	May 24, 2017
Instrument	2017 032134

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 16, 2018

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,238,400 (+8.18%) Land $675,200 Building $1,563,200	$2,238,400 (+8.18%) Land $675,200 Building $1,563,200
2024	$54,950.00 (+0.69%)
2023		$2,069,200 (+1.93%) Land $675,200 Building $1,394,000	$2,069,200 (+1.93%) Land $675,200 Building $1,394,000
2022	$54,575.00	$2,030,100 Land $647,900 Building $1,382,200	$2,030,100 Land $647,900 Building $1,382,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Surf Internet.

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