Delta County property record for 821 Main St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,522 sqft · built 1908 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Oct 2026) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014997 |
| Primary APN | R014997 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,522 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Account Number | R014997 |
|---|---|
| Street Address | 821 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 821 MAIN ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: PLAT B DELTA BLOCK: 5 LOT: 4-6 TOTAL ACRES 0.20 +/- SEC 24 T15S R96W 6PM S2 LT 4 & ALL LTS 5 & 6 BLK 5 PLT B DELTA BK 413 PG 393 R-629633 DC R-630727 R667812 R669580 R-669583 R-687754 R731076 |
| Legal Subdivision | PLAT B DELTA |
| Legal Block | 5 |
| Legal Lot Number | 4-6 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 965100 |
821 Main St is owned and occupied by two individuals who bought it in October 2026.
Source: Delta County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 19, 2021 | Special Warranty Deed, Transfer |
| Jan 17, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Prior Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 2026770439 |
| Prior Transfer Date | Dec 10, 2008 |
| Prior Transfer Doc | 0000630727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 1, 2026 |
| Property Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Document Number | 0000770439 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026770439 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,533.99 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Document Number | 0000770440, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 2026770440 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jul 19, 2021 |
| Property Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Document Number | 731076 |
| Map Reference | DOC 7102 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 731076 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 219 21ST ST W, BRADENTON, FL 34205-5413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 708416 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 708416 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 821 MAIN ST, DELTA, CO 81416-1820 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 700539 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 700539 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 821 Main St was $1,426, up 11% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (+10.97%) | $20,956 (+7.92%) Land $3,125 Building $17,831 | $335,295 (+15.69%) Land $50,000 Building $285,295 |
| 2024 | $1,285.00 (+3.96%) | $19,418 (-) Land $2,112 Building $17,306 | $289,820 (-) Land $31,519 Building $258,301 |
| 2023 | $1,236.00 (-0.48%) | $19,418 (+0.84%) Land $2,112 Building $17,306 | $289,820 (+4.6%) Land $31,519 Building $258,301 |
| 2022 | $1,242.00 | $19,256 Land $1,173 Building $18,083 | $277,065 Land $16,875 Building $260,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 821 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 821 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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