821 Juniper Ct, Destin, FL 32541 Property Records

Okaloosa County property record for 821 Juniper Ct, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,941 sqft · built 1985
Lot Size	0.237 acres (10,364 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Apr 2023)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4250-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4250-7`
Alternative APN	`00-2S-22-3090-000B-0090`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,941 sqft Heated Area
Gross Area	3,430 sqft
1st Floor Area	1,941 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	10,364 sqft (0.237 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	437 sqft
Porch	Enclosed Porch
Porch Area	552 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	821 JUNIPER CT
City	DESTIN
State	FL
Zip	32541-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELL-AIR GARDENS LOT 9 BLK B
Legal Range	22
Legal Township	02S
Legal Subdivision	KELL AIRE GARDENS
Legal Block	B
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2009
Census Tract	23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	821 JUNIPER CT, DESTIN, FL 32541-2610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	3617255
Deed Book / Page	3670 / 1528
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2023
Property Address	821 JUNIPER CT, DESTIN, FL 32541-2610
Document Number	0036701528
Book / Page	3670 / 1528
Map Reference	MB 5 PG 48
Instrument Date	Apr 10, 2023
Instrument	3617255
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	PROVIDENT TITLE, PROVIDENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 LINDSEY DR, HERNANDO, MS 38632-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 SECOND ST, DESTIN, FL 32541-1604

Mortgage

Document Number	0036701530
Date	Apr 12, 2023
Instrument	3670/1530

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	821 JUNIPER CT, DESTIN, FL 32541-2610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034612794
Date	May 13, 2020
Book Page	3461/2794
Instrument	3357622

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 21, 2017
Property Address	821 JUNIPER CT, DESTIN, FL 32541-2610
Document Number	0033140527
Book / Page	003314 / 000527
Instrument Date	Aug 17, 2017
Instrument	3155058
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	821 JUNIPER CT DESTIN FL 325412610, DESTIN, FL 32541-2610

Mortgage

Document Number	33140529
Date	Aug 21, 2017
Book Page	003314/000529
Instrument	3155059

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,007.00 (+79.66%)	$422,834 (+52.72%) Land $129,985 Building $292,849	$422,834 (+5.76%) Land $129,985 Building $292,849
2023	$2,787.00 (+0.61%) Homeowner's exemption Widower's exemption	$276,875 (+3%)	$399,815 (+7.45%) Land $112,046 Building $287,769
2022	$2,770.00 Homeowner's exemption Widower's exemption	$268,811	$372,095 Land $101,860 Building $270,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	29 (1995–2021)
Claims Outside the SFHA	25 of 29
Most Recent Claim	Apr 2021 · other causes
Claims by Event	Hurricane Dennis, Jul 2005 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Juniper Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures