Mercer County property record for 821 Hemlock St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1955 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,566 (Sep 2026) |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-395800.0000 |
| Primary APN | 27-395800.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Street Address | 821 HEMLOCK ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KESSLER ADD LOT#: 97 |
| Legal Subdivision | KESSLER ADD |
| Legal Lot Number | 97 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 967500 |
821 Hemlock St is owned and occupied by an individual who bought it in September 2026.
Source: Mercer County records, as of October 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES MORTGAGE INC |
| May 25, 2021 | Survivorship Deed, Transfer · Conventional Mortgage THE ST HENRY BANK |
| May 25, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage THE ST HENRY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on File |
| Deed Sale | Sep 25, 2026 · Amount on File |
| Prior Sale | May 25, 2021 · Amount on File |
| Deed Document Number | 20264518 |
| Prior Transfer Date | May 5, 2021 |
| Prior Transfer Doc | 0000003325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 25, 2026 |
| Property Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Document Number | 0000004518 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20264518 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,376.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Document Number | 0000004519, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20264519 |
| Name | EQUITY RESOURCES MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 25, 2021 |
| Property Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Document Number | 202100003327 |
| Map Reference | MB 5 PG 31 |
| Instrument Date | May 5, 2021 |
| Instrument | 202100003327 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Document Number | 202100003328 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202100003328 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | TIFFIN, OH 44883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 25, 2021 |
| Property Address | 821 HEMLOCK ST, CELINA, OH 45822-1239 |
| Document Number | 202100003325 |
| Map Reference | MB 05 PG 31 |
| Instrument Date | May 5, 2021 |
| Instrument | 202100003325 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 202100003328 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 202100003328 |
| Name | THE ST HENRY BANK |
|---|---|
| Type | Bank |
| Address | TIFFIN, OH 44883 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 821 Hemlock St was $1,754.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,754.00 | $44,350 (-) Land $7,630 Building $36,720 | |
| 2024 | $1,754.00 (-2.01%) | $44,350 (-) Land $7,630 Building $36,720 | |
| 2023 | $1,790.00 (+16.92%) | $44,350 (+33.66%) Land $7,630 Building $36,720 | $126,700 Land $21,800 Building $104,900 |
| 2022 | $1,531.00 | $33,180 Land $4,900 Building $28,280 | |
| 2020 | $94,800 Land $14,000 Building $80,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 821 Hemlock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 821 Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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