821 Hardcastle Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 821 Hardcastle Rd, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,155 sqft · built 2023
Lot Size0.093 acres (4,067 sqft)
OwnerIndividual Name on File
Last Sale$683,500 (Nov 2023)
Tax Bill$12,031 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN033-470-043-2

Property Details

APN / Parcel Number

Primary APN033-470-043-2
Alternative APN
  • 033-470-043

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,155 sqft Living Area
1st Floor Area977 sqft
2nd Floor Area1,178 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area4,067 sqft (0.093 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address821 HARDCASTLE RANCH RD
CityOAKLEY
StateCA
Zip94561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9498 L43
Legal SubdivisionSUBDIVISION 9498 ACACIA
Legal Tract9498
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract302012

Owner

821 Hardcastle Rd is owned and occupied by an individual who bought it in November 2023.

Source: Contra Costa County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address821 HARDCASTLE RANCH RD, OAKLEY, CA 94561
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 21, 2023Grant Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2023 · Amount on File
Deed SaleNov 21, 2023 · Amount on File
Deed Document Number2023124507
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address821 HARDCASTLE RD, OAKLEY, CA 94561-2789
Transaction TypeMortgage
Record UpdatedJan 23, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 HARDCASTLE RD, OAKLEY, CA 94561-2789

Mortgage

Document Number0000002878
DateJan 12, 2026
Instrument2026- 002878
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateNov 21, 2023
Property Address821 HARDCASTLE RD, OAKLEY, CA 94561-2789
Document Number0000124507
Map ReferenceMB 543 PG 44-49
Instrument DateNov 1, 2023
Instrument2023-124507
Transaction TypeTransfer
Record UpdatedDec 5, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address821 HARDCASTLE RD, OAKLEY, CA 94561-2789

Mortgage

Document Number0000124508
DateNov 21, 2023
Instrument2023-124508
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Mortgage

Document Number0000124509
DateNov 21, 2023
Instrument2023-124509
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueJan 8, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 821 Hardcastle Rd was $12,031 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$710,905 (+2%) Land $182,070 Building $528,835
2025$12,031.00 Homeowner's exemption$696,966 Land $178,500 Building $518,466
2023$5,456.00 (+50.68%)$164,407 Land $164,407
2022$3,621.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 821 Hardcastle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 821 Hardcastle Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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