821 Grayson Ln, Jackson, TN 38305 Property Records

Madison County property record for 821 Grayson Ln, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,191 sqft · built 1997
Lot Size	1.05 acres (45,655 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (May 2023)
Tax Bill	$3,579 (2022)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057033H C 00400`

Property Details

APN / Parcel Number

Primary APN	`057033H C 00400`
Alternative APN	`033H C 00400`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,191 sqft Living Area
1st Floor Area	2,856 sqft
Upper Floors Area	1,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,655 sqft (1.05 acres)
Lot Dimensions	397 ft deep x 115 ft wide
Garage Type	Finished
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	357 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	821 GRAYSON LN
City	JACKSON
State	TN
Zip	38305-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D22
Legal Subdivision	WILLOW GREEN
Legal Block	4
Legal Lot Number	152
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2035
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	821 GRAYSON LN, JACKSON, TN 38305-6904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 12, 2022	Deed of Trust, Mortgage SIMMONS BANK
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK
May 3, 2018	Warranty Deed, Transfer · Seller Carry-Back RAVINDER BINDRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Document Number	0007771186
Deed Book / Page	777 / 1186
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 15, 2023
Property Address	821 GRAYSON LN, JACKSON, TN 38305-6904
Document Number	0D777/1186
Book / Page	D777 / 1186
Map Reference	MB 7 PG 72
Instrument Date	May 15, 2023
Instrument	23004898
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GRAYSON LN, JACKSON, TN 38305-6904

Mortgage

Document Number	0023004899
Date	May 15, 2023
Instrument	23004899

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	821 GRAYSON LN, JACKSON, TN 38305-6904
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2210/511
Date	Oct 12, 2022
Book Page	T2210/511
Instrument	22013420

Lender

Name	SIMMONS BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2027

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	821 GRAYSON LN, JACKSON, TN 38305-6904
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2159/1802
Date	May 24, 2021
Book Page	T2159/1802
Instrument	21007158

Lender

Name	SIMMONS BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	May 3, 2018
Property Address	821 GRAYSON LN, JACKSON, TN 38305-6904
Document Number	00D745/850
Book / Page	D745 / 850
Map Reference	MB 7 PG 72
Instrument Date	May 2, 2018
Instrument	18004795
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	TRI STATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,404.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GRAYSON LN, JACKSON, TN 38305-6904

Mortgage

Document Number	0018004797
Date	May 3, 2018
Instrument	18004797

Lender

Name	RAVINDER BINDRA
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,675 (-) Land $16,250 Building $86,425
2023		$102,675 Land $16,250 Building $86,425
2022	$3,579.00		$410,700 Land $65,000 Building $345,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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