821 Graham Rd, Benton, AR 72015 Property Records

Saline County property record for 821 Graham Rd, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 2024
Lot Size	3.85 acres (167,706 sqft)
Owner	Individual Name on File
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-09830-001`

Property Details

APN / Parcel Number

Primary APN	`001-09830-001`
Alternative APN	`103704`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	167,706 sqft (3.85 acres)
Garage Type	Attached
Garage Area	900 sqft
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	821 GRAHAM RD
City	BENTON
State	AR
Zip	72015-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1 OF FRL NW 2023-019292
Legal Range	15W
Legal Township	03S
Legal Section	06
Legal Lot Number	1
Jurisdiction	SALINE AR
Township / Civil Division	HASKELL
Census Block Group	2
Census Block	2050
Census Tract	10514

Owner

Source: Saline County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	821 GRAHAM RD, BENTON, AR 72015-8975
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Construction Mortgage SECURITY BANK
Nov 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC
Oct 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY BANK
Jul 15, 2022	Intrafamily Transfer, Transfer · Construction Mortgage SECURITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2022
Transfer Doc	0000016638
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	821 GRAHAM RD, BENTON, AR 72015-8975
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 W ELM HASKELL ST, BENTON, AR 72015-7041

Mortgage

Document Number	0000011625
Date	Jul 5, 2023
Instrument	2023-011625

Lender

Name	SECURITY BANK
Type	Bank
Address	STEPHENS, AR 71764

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jan 1, 2024

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	821 GRAHAM RD, BENTON, AR 72015-8975
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GRAHAM RD, BENTON, AR 72015-8975

Mortgage

Document Number	0000020774
Date	Nov 14, 2024
Instrument	2024-020774

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Oct 30, 2023
Property Address	821 GRAHAM RD, BENTON, AR 72015-8975
Document Number	0000019292
Instrument Date	Oct 24, 2023
Instrument	2023-019292
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GRAHAM RD, BENTON, AR 72015-8975

Mortgage

Document Number	0000019293
Date	Oct 30, 2023
Instrument	2023-019293

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALINE AR
Recording Date	Jul 15, 2022
Property Address	821 GRAHAM RD, BENTON, AR 72015-8975
Document Number	0000016638
Instrument Date	Jul 1, 2022
Instrument	2022-016638
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	821 GRAHAM RD, BENTON, AR 72015-8975

Mortgage

Document Number	0000016639
Date	Jul 15, 2022
Instrument	2022-016639

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 13, 2023

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Unified School District	Harmony Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,677.00 (+1,133.64%)	$49,400 (+969.26%) Land $4,620 Building $44,780	$247,000 (-) Land $23,100 Building $223,900
2024	$217.00 (+8.5%)
2023	$200.00	$4,620 Land $4,620	$247,000 Land $23,100 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST WATER USERS LLC serves 9,573 people · EPA ID AR0000495
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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