821 Gary St, Madison, WI 53716 Property Records

Dane County property record for 821 Gary St, Madison, WI 53716

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 873 sqft · built 1921
Lot Size	0.163 acres (7,096 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (May 2026)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0710-094-0601-0`

Property Details

APN / Parcel Number

Primary APN	`0710-094-0601-0`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	873 sqft Living Area
Gross Area	1,297 sqft
1st Floor Area	873 sqft
Basement Area	424 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,096 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 59.8 ft wide
Terrain	Wooded
View / Lot	Traffic
Garage Type	Detached
Garage Area	480 sqft
Driveway	Asphalt Driveway
Driveway Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	821 GARY ST
City	MADISON
State	WI
Zip	53716-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C2
Legal Description	MORNINGSIDE HEIGHTS, LOT 16 BLK 20, ALSO THAT PART OF VACATED WALKWAY LOC ALG EL Y LN OF SD PARCEL AS RECD IN DOC #2433152.
Legal Range	10E
Legal Township	07N
Legal Section	09
Legal Quarter	4
Legal Subdivision	MORNINGSIDE HEIGHTS
Legal Block	20
Legal Lot Number	16
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1000
Census Tract	2800

Owner

821 Gary St is owned and occupied by an individual who bought it in May 2026.

Source: Dane County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	821 GARY ST, MADISON, WI 53716-1715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2024	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CREDIT UNION
Aug 19, 2024	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU
Apr 11, 2024	Personal Representative Deed, Transfer · Commercial Mortgage ONE ROOF INVESTING LLC
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Aug 19, 2024 · Amount on File
Deed Document Number	20266100633
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0005388006
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	821 GARY ST, MADISON, WI 53716-1715
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005985218
Date	Sep 12, 2024
Instrument	5985218

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	May 21, 2026
Property Address	821 GARY ST, MADISON, WI 53716-1715
Document Number	0006100633
Instrument Date	May 20, 2026
Instrument	20266100633
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,264.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GARY ST, MADISON, WI 53716-1715

Mortgage

Document Number	0006100634,
Date	May 21, 2026
Instrument	20266100634

Lender

Name	UNIVERSITY OF WISCONSIN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0006100635,
Date	May 21, 2026
Instrument	20266100635

Lender

Name	WI HOUSING AND ECONOMIC DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	May 20, 2036

Interest

Rate	6.37%
Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Aug 19, 2024
Property Address	821 GARY ST, MADISON, WI 53716-1715
Document Number	0005980691
Map Reference	MB 21560 PG 15
Instrument Date	Aug 16, 2024
Instrument	5980691
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GARY ST, MADISON, WI 53716-1715

Mortgage

Document Number	0005980692
Date	Aug 19, 2024
Instrument	5980692

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

April 2024: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DANE WI
Recording Date	Apr 11, 2024
Property Address	821 GARY ST, MADISON, WI 53716-1715
Document Number	0005956118
Map Reference	DOC 2433152
Instrument Date	Apr 8, 2024
Instrument	5956118
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 278, OREGON, WI 53575-0278

Mortgage

Document Number	0005956119
Date	Apr 11, 2024
Instrument	5956119

Lender

Name	ONE ROOF INVESTING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0005956120
Date	Apr 11, 2024
Instrument	5956120

Lender

Name	NICOLIS J SCHILLING
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Feb 5, 2018
Property Address	821 GARY ST, MADISON, WI 53716-1715
Document Number	0005388006
Instrument Date	Jan 29, 2018
Instrument	5388006
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 821 Gary St was $3,888, down 11.7% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,888.00 (-11.72%) Homeowner's exemption	$228,000 Land $88,400 Building $139,600
2024	$4,404.00		$268,700 (+3.81%)
2023		$257,400 Land $84,700 Building $172,700	$258,850
2022	$3,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Gary St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 821 Gary St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Four Lakes Broadband.

Nearby Properties on Gary St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures