821 Garfield Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 821 Garfield Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,841 sqft · built 1920
Lot Size	0.152 acres (6,624 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-481-013`

Property Details

APN / Parcel Number

Primary APN	`10-13-481-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,841 sqft Living Area
1st Floor Area	647 sqft
Upper Floors Area	889 sqft
Basement Area	647 sqft
Unfinished Basement	647 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,624 sqft (0.152 acres)
Lot Dimensions	138 ft deep x 48 ft wide
Porch	Slab
Porch Area	533 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	821 GARFIELD AVE
City	DUBUQUE
State	IA
Zip	52001-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 6 & SW 2' - SW 35' LOT 7 DREIBELBIS ADD
Legal Range	02E
Legal Township	89N
Legal Section	13
Legal Subdivision	AUDUBON
Legal Lot Number	6,7
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2015
Census Tract	300

Owner

821 Garfield Ave is owned and occupied by an individual who acquired it in January 2020.

Source: Dubuque County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF DUBUQUE
Jul 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CREDIT UNION
Jan 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 27, 2018	Warranty Deed, Transfer
Mar 1, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000001321
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Aug 10, 2026
Property Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Document Number	0000008825
Instrument Date	Jul 24, 2026
Instrument	20268825
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442

Mortgage

Document Number	0000008825,
Date	Aug 10, 2026
Instrument	20268825

Lender

Name	CITY OF DUBUQUE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 24, 2026
Property Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Document Number	0000008135
Instrument Date	Jul 21, 2026
Instrument	20268135
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442

Mortgage

Document Number	0000008136,
Date	Jul 24, 2026
Instrument	20268136

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 30, 2020
Property Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Document Number	0000001321
Instrument Date	Jan 15, 2020
Instrument	1321
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 W 13TH ST DUBUQUE IA 520014805, DUBUQUE, IA 52001-4805

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 27, 2018
Property Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Document Number	0000015170
Instrument Date	Dec 27, 2018
Instrument	15170
Transaction Type	Transfer
Record Updated	Jan 21, 2019

Transaction

Amount	Amount on Record
Tax	$21.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 JACKSON ST #109 DUBUQUE IA 520015006, 109, DUBUQUE, IA 52001-5006

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 1, 2018
Property Address	821 GARFIELD AVE, DUBUQUE, IA 52001-3442
Document Number	0000002113
Instrument Date	Feb 13, 2018
Instrument	2113
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$23.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2930 BRUECK RD DUBUQUE IA 520011042, DUBUQUE, IA 52001-1042

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$102,600 Land $25,100 Building $77,500	$102,600 Land $25,100 Building $77,500
2023	$94,600	$94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 821 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 821 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

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